Finance Fundamentals

Ever wonder how expensive Super Bowl Ads are? What's the ROI? Are they worth it? Let's discuss all of that and more today! 

Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast  

The show is written and edited by me. I work hard to ensure these episodes sound great for you. New episodes launch every week. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it!

Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195   Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/ Sign up for Coinbase using my link: coinbase.com/join/dubay_t  

#NFTs #paydayloans #loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

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How do the ultra-rich avoid taxes? We are talking about the 1% of the 1%. Do they pay their fair share? How do they avoid paying taxes? Is what they are doing legal? Let's chat about the strategies and tactics the billionaires of today use to avoid paying taxes.  

Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. 

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast  

The show is written and edited by me. I work hard to ensure these episodes sound great for you. New episodes launch every week. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going. 

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! 

Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts. 

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195   Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/ Sign up for Coinbase using my link: coinbase.com/join/dubay_t  

#NFTs #paydayloans #loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

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Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business"

Today's guest is the CEO and Co-founder of Oak Trust Properties, Janet Fields. Oak Trust Properties is a boutique, family owned property management business, headquartered in Charleston, South Carolina. Whether you have one property or multiple, the experts at Oak Trust Properties aim to give you peace of mind and help you reach your financial goals. Their purpose is to represent the best interests of all parties involved, while providing best-in-class communication and seamless services. They are a company that genuinely loves what they do, and that is connecting all of the moving parts to provide you with the tools to optimize your investment.

Janet Fields is the CEO and co-founder of Oak Trust Properties. She got into property management as a child when her parents started flipping houses to rent them out and got the entire family involved in the renovation process. Now, Janet leads a team of almost entirely women in the male-dominated property management industry, offering a strategic approach to optimizing the returns on your rentals. Janet is a native of Charleston and lives their with her two children, Westin & Henry alongside her partner Brodie. She enjoys biking around Charleston and taking weekend trips to the mountains to explore. 

Contact Janet and Oak Trust: 

Website: https://oaktrustproperties.com/ Instagram: https://www.instagram.com/oaktrustproperties/?hl=en LinkedIn: https://www.linkedin.com/company/oak-trust-property-management/ Facebook:https://www.facebook.com/OakTrustProperties/ Janet's LinkedIn: https://www.linkedin.com/in/janet-fields-7289a94b/ YouTube:https://www.youtube.com/c/OakTrustPropertyManagementNorthCharleston/videos TikTok: https://www.tiktok.com/@oaktrustproperties?

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

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As blockchain becomes more widely adopted, and cryptocurrency becomes mainstream, we need to talk about NFTs. What are they, how do they work, and what are the use cases? 

Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

The show is written and edited by me. I work hard to ensure these episodes sound great for you. New episodes launch every week. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195  Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/  Sign up for Coinbase using my link: coinbase.com/join/dubay_t 

#NFTs #paydayloans #loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

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Payday loans are a quickly growing industry in the United States and around the world. But they come with some insurmountable interest rates and borrowers often pay significant fees and deal with consequences for these loans that are often a quick fix. Get the scoop and learn more today. I appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes.

Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

In this episode,

LA Times Article: https://www.latimes.com/business/la-fi-lazarus-20160202-column.html
John Oliver Last Week Tonight: https://www.youtube.com/watch?v=PDylgzybWAw

The show is written and edited by me. I work hard to ensure these episodes sound great for you. New episodes launch every week. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195  Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/  Sign up for Coinbase using my link: coinbase.com/join/dubay_t 

#paydayloans #loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

--- Support this podcast: https://podcasters.spotify.com/pod/show/financefundamentalspdcst/support

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business" Today's guest is Jordan Lee, founder and CEO of Backer. 

Jordan Leeis a seasoned technology entrepreneur and product leader with a policy background. Prior to founding Backer, he was a senior product manager, founded a Y Combinator-backed startup, and was a researcher at the Brookings Institution. Backer’s mission to help families save together for education was inspired by his own improbable tour of higher education, having studied at Harvard, Yale, Princeton, and Berkeley. He is the lead investment adviser representative at Backer and holds a Series 65 license.

Connect with Jordan and Backer and learn more: 

Website: https://backer.com/ Facebook: https://www.facebook.com/BackerTeam/ Instagram: https://www.instagram.com/backerteam/ Twitter: https://twitter.com/backerteam Backer LinkedIn: https://www.linkedin.com/company/backerteam/ Jordan's LinkedIn:https://www.linkedin.com/in/jordanglee/ Backer Foundation: https://backer.com/foundation

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

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Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business" 

Today's guest is the founder of Right Choice Accounting Solutions, Albert C. Hurston Jr., CPA. Right Choice is an outsourced accounting team helping small business owners save time and money with strategic accounting and tax services.  As a CPA, Albert aims to make accounting exciting, contrary to popular belief. With a mission to make the accounting service easy for business owners, Albert takes pride in Right Choice Accounting Solutions being a one stop shop to include bookkeeping, virtual CFO services, accounting analysis and strategy, tax planning and preparation and so much more. There is a huge difference between accounting and bookkeeping, and Albert can not only talk the talk, but can walk the walk as well. He takes pride in being a Black owned firm, and looks to bring solutions to those who need it the most.

Contact the Albert and learn more: 

Website: https://www.rightchoiceaccountingsolutions.com/ Instagram: https://www.instagram.com/albertthecpa/ LinkedIn: https://www.linkedin.com/in/alberthurston/ Twitter: https://twitter.com/AlberttheCPA Facebook: https://www.facebook.com/rightchoiceaccountingsolutions

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

--- Support this podcast: https://podcasters.spotify.com/pod/show/financefundamentalspdcst/support

Life Insurance will be a must for most of you in your personal finance journey. It can be confusing when searching for policies or chatting with agents. Get the scoop today and more today. I appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes.

Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

The show is written and edited by me. I work hard to ensure these episodes sound great for you. New episodes launch every week. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

If you'd like to contact Alex, please see his contact information below:

LinkedIn: https://www.linkedin.com/in/alexander-howell-msf-9a013360/

Alexander (Alex) Howell, MSF Financial Representative Northwestern Mutual 215 Wayles Lane Charlottesville, VA 22911 C: 843-260-9780 O: 434-817-1085 alex.howell@nm.com

http://www.mark-krebs.com/?utm_source=google&utm_medium=mybusiness&utm_campaign=lo3

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195  Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/  Sign up for Coinbase using my link: coinbase.com/join/dubay_t 

#loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

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MLM’s and pyramid schemes are something to stay away from on our personal finance journey! Learn more about them today and why you should avoid them. I appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. 

Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

The show is written and edited by me. I work hard to ensure these episodes sound great for you. New episodes launch every week. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going. 

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195  Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/  Sign up for Coinbase using my link: coinbase.com/join/dubay_t 

#loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

--- Support this podcast: https://podcasters.spotify.com/pod/show/financefundamentalspdcst/support

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business"

Today's guest is Mia Love. As an educator, entrepreneur, and financial wellness advisor, Mia is the quintessential triple-threat. A widely recognized credit empowerment coach, mentor, and holistic practitioner with almost a decade of experience, Mia specializes in providing holistic financial wellness methods that improve both the financial health and overall well-being of her clients.

Utilizing her extensive background in financial literacy and Level 3 reiki, energetic and prana healing certifications, Mia founded Real Freedom With Love (formerly The Good Credit Diva), a comprehensive credit and finance management firm, where she teaches financial stability that encourages financial assertiveness, as well as a personal evolution.

Her passion for educating, healing, and teaching others is exemplified in her intensives and workshops she facilitates at various organizations, businesses, and events throughout the globe. Mia brings her warmth and wit to every engagement, as she believes that healing reduces people’s resistance to change. She counts it a privilege to watch others experience a sense of freedom and confidence in their ability to not only make money but make time for what matters most.

Contact the Mia and learn more:

Website:https://www.realfreedomwithlove.com/ Instagram: https://www.instagram.com/realfreedomwithlove/ LinkedIn:https://www.linkedin.com/in/mia-l-93780811/ TikTok: https://www.tiktok.com/@realfreedomwithlove? Twitter: https://mobile.twitter.com/originalmialove Facebook: https://www.facebook.com/mrsmialove?_rdc=2&_rdr

Mia has been featured:

Law of Positivism Podcast Episode: https://open.spotify.com/episode/7FW0EIZef85LUGVZTukpR8?si=qi3aiIORTEuhJEUSqwduDQ&dl_branch=1&nd=1 The Chundria Show (Also on YouTube): https://www.iheart.com/podcast/269-the-chundria-show-73615849/episode/ep-34-mia-love-talks-tips-75685055/ Served Up Podcast: https://open.spotify.com/episode/3LC4WStokzQ6l3jOebaoVt Medium Magazine: https://medium.com/authority-magazine/mia-love-of-real-freedom-with-love-5-lifestyle-tweaks-that-can-dramatically-improve-your-123b16f3bba6itzi 

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

--- Support this podcast: https://podcasters.spotify.com/pod/show/financefundamentalspdcst/support

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business." 

Today's guests are Lelaneia and Tom Dubay, who own a distillery in Hartford Flavor Company in Hartford, CT.  Hartford Flavor Company is women owned and states, "Our mission is to provide the liquor market – mixologists, retailers, and consumers – with uniquely flavored natural liqueurs that are on-trend and align to the idea that the creative cocktail is an essential aspect of both the social and dining experiences.  We want to be both a part of and to extend the new “cocktail culture.”

Contact the distillery and learn more: 

Website: https://hartfordflavor.com/ Phone: (860) 338-1642 Email: info@hartfordflavor.com Facebook: https://www.facebook.com/HartfordFlavorCompany/ Wild Moon Instagram: https://www.instagram.com/wildmoonliqueurs/?hl=en Hartford Flavor Instagram: https://www.instagram.com/hartfordflavor/?hl=en LinkedIn: https://www.linkedin.com/company/hartford-flavor-company/about/ YouTube: https://www.youtube.com/channel/UCoS4b8tgiGgVK5dGtbSEHMQ

Consider visiting the distillery and tasting room on Arbor Street, Hartford, CT 06106

Tour Seatings - Friday: 4PM - 7PM & Saturday: 1PM-7PM (By Reservation Every 30 Mins) Bottle Sales - Tuesday to Saturday: 12PM - 5PM

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

--- Support this podcast: https://podcasters.spotify.com/pod/show/financefundamentalspdcst/support

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business." Today's guest is Jack Goldberg. Jack is a Fitness Manager and Trainer at 24 Hour Fitness. 

Originally from Toronto, Jack now hails in California. Jack holds a Bachelors of Science in Business Administration and an MBA from Husson University. Upon graduation, he considered a career in financial planning, but decided to follow his passions and work in fitness. Today he holds a variety of fitness certifications including CSC, CPT, TRX Suspension Trainer, Kettlebell24 Coach, Olympic Certified Trainer, Spartan SGX Coach, and offers virtual training and personal training.

He lives in the Los Angeles area with his wife, Julya, and their dog, Caeser. Jack gives a lot of great insight on how the fitness industry was impacted during covid-19, how his company fared, as well as how they worked to overcome the poor margins and the gyms being closed.

Jack is active on social media and would love to hear from you. Please contact Jack at the following places:

Instagram: https://www.instagram.com/jackgoldbergfitness/ LinkedIn: https://www.linkedin.com/in/jack-goldberg-mba-bs-csc-cpt-ab523b100/

Learn about 24 Hour Fitness Below:

Company Website: https://www.24hourfitness.com/ Company Lifestyle: https://www.24life.com/ Company Restructure (due to pandemic-related bankruptcy): https://www.24hourfitness.com/company/restructure/

Check out some press including Jack:

Commercial: https://mbasic.facebook.com/watch/?v=899830847486836&_rdr Article: https://www.24life.com/for-this-trainer-health-beats-wealth/

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

--- Support this podcast: https://podcasters.spotify.com/pod/show/financefundamentalspdcst/support

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business." Today's guest is Stefanie Dean from Solar Plexus Consulting.

Solar Plexus Consulting, LLC (SPC) is a woman-owned small business that originated as a part-time initiative since 2007, and was officially incorporated in 2021. Expertise draws on years of experiences attained through a variety of collegiate mentoring, professional growth and development, and a diversified range of unique professional experiences. Typical clients include industry professionals, consultants and recently graduated from university or returning. The Solar Plexus chakra resembles strength and confidence – critical elements to any career navigation. Determined to see you succeed, Stefanie is excited to be your trusted advisor in career success.

Learn more about and contact Solar Plexus Consulting Below:

Website: www.solarplexusconsulting.com Instagram: https://www.instagram.com/solarplexusconsulting/ Facebook: https://www.facebook.com/solarplexusconsulting/ Company LinkedIn: https://www.linkedin.com/in/solar-plexus-consulting/ Personal LinkedIn: https://www.linkedin.com/in/stephanie-dean/ TikTok: https://www.tiktok.com/@solar_plexus_consulting

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

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Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business." Today's guest is Conor Sweeney.

Conor Sweeney is Principal and Chief of Staff to the Cofounder and CFO at Box, Inc. (BOX) where he oversees business operations, executive communications, and strategic program management across the Global Finance & Operations organization. Prior to Box, Conor served as Senior Manager, Executive Communications and Head of People Communications at Walmart eCommerce where he partnered with the Chief Financial Officer and Chief People Officer to develop corporate communications strategies across the HR, Finance, and Corporate Development organizations. Sweeney also served in a variety of business operations and change management roles at Hewlett Packard Enterprise, most notably overseeing Real Estate Operations for HPE’s west coast corporate real estate portfolio.

He holds a B.S. in Business Administration with a concentration in Marketing and happily resides in the Greater Los Angeles area with his wife.

Contact information:

Email: csweeney207@gmail.com LinkedIn: https://www.linkedin.com/in/conorsweeney207/

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

--- Support this podcast: https://podcasters.spotify.com/pod/show/financefundamentalspdcst/support

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guest is Lisa Raiche.

Lisa Raiche, CPA MST is the Founder of Bodhi Business Advisors, Inc., a boutique business advisory and consulting firm supporting entrepreneurs with short- & long-term strategic business planning, financial modeling (budgets & forecasts) and pricing. She is also the Co-Founder and Chief Financial Officer (CFO) of wiseHer, Inc. an online marketplace to connect with business and career experts to answer questions unique to your situation.

Before starting Bodhi Business Advisors, Inc., Lisa worked for 15 years as an accountant & tax planner in Public Accounting working with small business owners to organize their business books & creating comprehensive tax plans. She was also a controller in private industries, including software & market intelligence creating financial forecasts & analyzing actual business results for international companies.

She is also an active member of the Community wearing many hats at Entrepreneurs For All (EForAll) Southcoast to include the Leadership Advisory Board, Chair of the Advisory Board Governance Committee, an educational contributor for cohort program and committee for Women’s Leadership Initiative. She also serves on the Board of Directors for Gnome, Inc. (Gnome Surf) and as a Corporator for BankFive. Lisa is proud to be a Rotarian and a member of the Rotary Club of Fall River, MA. As the past Treasurer of the Rotary Club of Fall River and a Paul Harris Fellow, she lives by the Rotary International motto ‘Service Above Self’.

Follow Lisa at:

Bodhi Business Advisors: https://bodhibusinessadvisors.com/ Personal LinkedIn: https://www.linkedin.com/in/lisaraiche/ Company LinkedIn: https://www.linkedin.com/company/bodhibusinessadvisors/ Facebook: https://www.facebook.com/bodhibusinessadvisors

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

--- Support this podcast: https://podcasters.spotify.com/pod/show/financefundamentalspdcst/support

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guests are Daniel Perera and Patrick Chang.

Dan Perera is a recent MBA graduate from the Tuck School of Business at Dartmouth College.  Originally from Honolulu, he is passionate about people and the environment.  Currently, Dan is working on an ed-tech start up idea and will be joining Amazon as a Senior Program Manager in their returns sustainability group.

Prior to Tuck, Dan worked as a Senior Consultant at Ernst & Young working on projects related to M&A, post merger integrations, and process improvement.  He started his career in PwC audit where he joined after graduating with a Bachelors of Science in Business Administration with a focus on Finance and Accounting.

Daniel's LinkedIn: https://www.linkedin.com/in/dperera808/

Patrick is a current MBA student at Cornell University’s SC Johnson Graduate School of Management. No stranger to living out of a suitcase having moved 10 times in the last 5 years for work, Patrick is hanging up his passport while he completes the 2-year program. His 3 years of experience in the retail industry, across the US and Belgium, helped him develop project management and digital transformation expertise that led him to a brief stint in consulting before pursuing his MBA.

Patrick's LinkedIn: https://www.linkedin.com/in/patrick-chang-91431967/

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

--- Support this podcast: https://podcasters.spotify.com/pod/show/financefundamentalspdcst/support

Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guest is Caroline Stroud.

Caroline was born and raised in Macon, Georgia and earned a business and studio art degree from the University of Georgia.  She now paints at her studio in Decatur during the week and travels around the Southeast painting live wedding paintings most weekends.

Caroline's fine art subject matter is largely influenced by observing wedding guests interact while doing live wedding paintings. Watching guests meet, connect and part ways all in one night inspired her to paint these interactions while adding her own whimsical twist.  Her work is continually inspired by the weddings she attends but has evolved into a larger narrative of turning the mundane into happy moments to be appreciated- seeing the beauty in everything even if it is not immediately apparent.

Sprawling line work, bright colors and the juxtaposition of 2D and 3D elements are the defining characteristics of her work.  Each piece is the perfect combination of untamed and perfectly planned out.

Follow Caroline at: 

Website: https://www.carolinestroudart.com/ Linktree: https://linktr.ee/caroline_stroud_art Instagram: https://www.instagram.com/caroline_stroud_art/ TikTok: https://www.tiktok.com/@caroline_stroud_art?

Check out Caroline's work below: 

Pop Up Shop, Buckhead Art & Company: Atlanta, GA • November 2018 Pop Up Installation, Last Resort Grill: Athens, GA •  December 2019 Mural Installation, Atlanta Braves Foundation: Atlanta, GA • January 2020 Pop Up Shop, Little Green Door: Columbia, SC • August 2020 Permanent Artist, The Scouted Studio: Charleston, SC • November 2020 Holiday Market, Buckhead Art & Company: Atlanta, GA • December 2020 Gallery Wall Pop Up, Fritz Porter: Charleston, SC • December 2020 Wesleyan Artist's Market, Wesleyan School: Atlanta,, GA • April 2021

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

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Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guest is Lindsay Appleby, the owner of the Boston based company Two Cats and. Brush, LLC. She that paints engagement rings and other wedding pieces in watercolor. Two Cats and a Brush was started in 2017 and has grown exponentially since.

Two Cats and a Brush started on a whim in 2017 when Lindsay Appleby painted pet portraits as Christmas presents for family members. Since then, it has taken off! She spent the first few years solely painting pets and eventually opened an Etsy page. In August 2019, Lindsay got engaged and painted her own ring in watercolor for fun. She enjoyed the process so much that she began painting friends’ rings as gifts, and from there the ring paintings became the most popular part of her business! Lindsay full transitioned to rings only in November of 2020.

When she is not painting, Lindsay teaches art full-time in Massachusetts. She has her BFA in Photography from the University of Arizona, and her MAT in Art Education from Tufts University.

Website: https://www.twocatsandabrush.com/

Instagram: https://www.instagram.com/twocatsandabrush/

Etsy: https://www.etsy.com/shop/TwoCatsAndABrush

Linktree: https://linktr.ee/twocatsandabrush

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

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Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guests is Ryan Roberts.

Starting a business always felt like it was in the cards for Ryan. Watching his grandmother start her company at the age of 50, paired with his passion for building, solving problems and side hustles fueled him since he was young.

After graduation, he packed up and moved to New York City to pursue his career at esteemed corporations including UBS, Thomson Reuters and Dun & Bradstreet. He was repeatedly promoted into new roles based on demonstrated success in executing strategy, optimizing revenue, and leading organizations through critical transitions. He has proven success in sales, account management, business development, and strategic planning.

Today, he is the co-founder and CEO at Bustld.com, a wedding technology startup based in Charlotte, NC. His big picture vision, contagious energy and passion for solving any problem has enabled him to grow the company from pre-launch sales through a pandemic, and beyond. His insight enabled Bustld to pivot and launch LoveStream.io 6 weeks after COVID restrictions shut down weddings worldwide, and bring the company out on the other side with an even better vision for its future.

In his free time, he loves watching Alabama football, drinking Italian wine and being with his family.

Startup founders and leaders he most admires: Nick Saban, Steve Jobs, Gary Vaynerchuk, Barbara Corcoran

Bustld was developed to be an all-encompassing digital wedding platform that fills in the gaps that currently exist in the industry.

The platform utilizes a matching algorithm to match couples to wedding vendors, based on fit, not who pays the most — like a dating app for finding your perfect wedding vendors!

In his role as CEO, he oversees:

Company growth through increasing monthly sales & strategic partnerships Vision for company growth Team onboarding

Check out Bustld at:

Facebook: https://www.facebook.com/bustld Website: https://app.bustld.com/ Instagram: https://www.instagram.com/bustld/ Pinterest: https://www.pinterest.com/bustldweddings/_created/ Bustld LinkedIn: https://www.linkedin.com/company/bustld/ Ryan's LinkedIn: https://www.linkedin.com/in/rober038/ TikTok: https://www.tiktok.com/@bustld?lang=en Linktree: https://linktr.ee/bustldweddings

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

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Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guests are Mike and Summer Yarbrough,the founders of Rustic and Main. In five short years they have used their unique differences and talents to grow their ring making business from their garage to a thriving company. 

I actually bought my wedding ring from Rustic and Main, check out my Instagram to see the pictures of it (rose gold inlays, elk antlers, weathered Jameson whiskey barrel). 

Website: https://rusticandmain.com/ Facebook: https://www.facebook.com/rusticandmain/ Pinterest: https://www.pinterest.com/rusticandmain/ YouTube: https://www.youtube.com/channel/UCTi9LWghgThimAYq3ccdVuQ Instagram: https://www.instagram.com/rusticandmain/?hl=en TikTok: https://www.tiktok.com/@rusticandmain?lang=en

Mike and Summer also own Wolf & Iron Beard Oil: https://wolfandiron.com/collections/beard-oils

Mike also wrote a book, check it out here: https://www.amazon.com/Tending-Fire-Ignite-Your-Heart/dp/1737261529

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

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Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guest is Kara Godlin, the Founder and CEO of Hint, Inc., best known for its award-winning Hint water, the leading unsweetened flavored water. She has received numerous accolades, including being named EY Entrepreneur of the Year 2017 Northern California and one of InStyle’s 2019 Badass 50.  Previously, Kara was VP of Shopping Partnerships at America Online. She hosts the podcast The Kara Goldin Show.  

Her first book, Undaunted: Overcoming Doubts and Doubters, was released October 2020 and is now a WSJ and Amazon Best Seller.  Kara lives in the Bay Area with her family. 

Follow Hint & Kara on the Web: 

Hint's Instagram: https://www.instagram.com/hint/  Kara's Instagram: https://www.instagram.com/karagoldin/  Hint's Facebook: https://www.facebook.com/hint  Kara's Facebook: https://www.facebook.com/KaraGoldin  Kara's LinkedIn: https://www.linkedin.com/in/karagoldin/  Hint's TikTok: https://www.tiktok.com/@drinkhint?lang=en  Hint Website: https://www.drinkhint.com/  Kara's Podcast: https://karagoldin.com/podcast/

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

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Credit cards are an important tool (when used properly) to build credit. Learn more about the history of credit cards, the details of the industry, and how to appropriately use credit cards. 

Prequalification with Nerd Wallet: https://www.nerdwallet.com/prequalify/credit-cards

The Points Guy, Best Credit Cards: https://thepointsguy.com/credit-cards/best/

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you. New episodes launch every week. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195

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#loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

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Welcome back to Finance Fundamentals.  This is the interview series, "The Business of Business."

Today's guest is Lisa Landry.

Lisa Ann Landry is an attorney admitted to practice in MA and RI serving clients all around the world. Her practice, Landry Law, PLLC (landrylawpractice.com), focuses on trusts & estates, tax, and business law and making these complex areas approachable in a comfortable and educated manner for people. Separately, Lisa Ann provides tax planning and preparation for individuals, businesses, and fiduciaries at Hastings & Landry CPA PC.

Follow Lisa and Landry Law:

LinkedIn: https://www.linkedin.com/in/lisaannlandry Facebook Page for Landry Law: https://www.facebook.com/LandryLawPLLC Facebook Page for Layman's Law: https://www.facebook.com/groups/laymanslaw

In all three of Landry Law’s practice areas, even though everyone will interact with them in some way during their lives, most people feel uncomfortable, intimidated, and overwhelmed, without adequate information to make decisions.  That is why Lisa Ann has structured Landry Law in a way to be more approachable, including free educational work to help people become more comfortable. At the core of the practice are the following:
(1) being proactive to protect clients
(2) while being guided by clients’ goals
(3) in designing and implementing cohesive individualized planning and
(4) providing education in a comfortable manner. 

Many people do not realize that they need to start estate planning early, and a large number of young professionals who should start their plans, which will evolve with them, have nothing in place yet. Oftentimes, this gap is felt when the young professional falls ill, becomes incapacitated (most common), or even dies unexpectedly.

Landry Law’s trusts and estates practice includes estate planning, probate administration, and trust administration. Lisa Ann’s experience allows her to work in a variety of simple and complex areas for individualized planning with the client’s goals guiding the plan design. Complex areas in which Lisa Ann has experience and interest include nontraditional families and households, single, minors (children), childfree, divorce, international, charitable, high net worth, and special needs planning. Often, people do not know how to assess the level of complication of their own needs in the unfamiliar areas of law, and Lisa Ann is able to distill the information to what is important to the client.

Landry Law’s business law practice includes business formation, business planning, and both emergency and long-term business succession planning.

The tax law practice underlies the other two as well as providing separate guidance and tax planning to clients as appropriate.

Prior to starting Landry Law, Lisa Ann worked at two mid-sized firms in the Greater Boston Area. Prior to becoming an attorney, Lisa Ann worked in a variety of legal environments.

Lisa Ann is a graduate of Boston University School of Law (J.D., cum laude, 2015) and Bentley University (B.S. in Management with High Distinction and in LSM: Ethics and Social Responsibility with Minor in Law, magna cum laude, 2012). During law school, Lisa Ann worked and joined organizations to continue learning about these practice areas and studied in an international law program at Bucerius Law School in Hamburg, Germany.

We appreciate the support. I love feedback, comments, and questions will be incorporate those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow. Follow at: linktr.ee/FinanceFundamentalsPodcast

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Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business." 

Today's guest is David Markley, Director of Business Solutions at Algorand — David leads Algorand’s Business Solutions team who are focused on partnerships, solution architecture, investments, portfolio management, and building new blockchain based financial products. A Hardware Founder turned Software Product Manager, David has held a number of leadership positions managing strategic initiatives and partnerships in a diverse set of industries including oil & gas, renewable energy, cybersecurity and now blockchain. David’s breadth of experience enables him to successfully help companies evaluate the potential business opportunities that blockchain technologies can unlock while building realistic plans to do so. Prior to leading Business Solutions at Algorand, David was a Product leader at Carbon Black (IPO 2017, VMWare Acquisition 2019). 

Learn more about Algorand and keep up with David below: 

Algorand Website: https://www.algorand.com/  Messari: https://messari.io/  David's LinkedIn: https://www.linkedin.com/in/david-b-markley-a99a9525  Instagram: https://www.instagram.com/dbmarkley/ 

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. 

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

Sign up for Coinbase using my link: coinbase.com/join/dubay_t

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Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business."

Today's guest is Will Watson, a cryptocurrency enthusiast who has been a crypto investor and trader since 2017. He has worked in AI software sales for 6 years. Will graduated from UConn in 2015 with a degree in International Business & Professional Sales. He calls Maine home, but is a Bostonian at heart who says his love language is acts of service. 

Keep up with Will at the Following Places:

LinkedIn: https://www.linkedin.com/in/william-watson-iv-98563a76/

Instagram: https://www.instagram.com/william.watson_crypto/

TikTok: https://www.tiktok.com/@cryptobruddah?lang=en

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

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Welcome back to Finance Fundamentals.  Every Thursday I release an interview. This is "The Business of Business."

Today's guests are Alex Smereczniak and Dan Daquisto.

Alex Smereczniak is the co-founder and CEO of Charlotte-based startups, 2ULaundry & LaundroLab, which Alex launched with co-founder, Dan D'Aquisto in January of 2016. Alex earned a BS in Finance from Wake Forest University and successfully ran and sold another laundry business prior to moving to Charlotte and joining EY as a financial services consultant.

Dan Daquisto is the co-founder and Chief Growth Officer of Charlotte-based startups, 2ULaundry & LaundroLab, which Dan launched with co-founder, Alex Smereczniak in January of 2016. Dan attended the University of Minnesota-Duluth before starting his career in Sales & Marketing at startups in Minneapolis.

If you'd like to learn more about 2U Laundry and LaundroLab, please check out:

Laundrolab Website: https://www.laundrolabfranchise.com/

2U Laundry Website: https://www.2ulaundry.com/

Alex LinkedIn: https://www.linkedin.com/in/alex-smereczniak-40310329/

Dan LinkedIn: https://www.linkedin.com/in/daquisto/

LaundroLab Facebook: https://www.facebook.com/laundrolab

2U Laundry Facebook: https://www.facebook.com/2ulaundry

LaundroLab Instagram: https://www.instagram.com/laundrolab/

2U Laundry Instagram: https://www.instagram.com/2ulaundry/

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

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Welcome back to Finance Fundamentals.  Every Thursday I release an interview. This is "The Business of Business." 

Today's guest is Franchon Francees, who is the founder of Healing Your Almond, a Licensed Clinical Mental Health Counselor and a Certified Trauma Practitioner and Trainer. She founded Healing Your Almond, a Wilmington, NC-based consulting group, in 2019, utilizing her expertise in both trauma and emotional intelligence to help companies address employee stress and team efficiency.  

Known for her authentic leadership and engaging presentations, Franchon discovered her passion for mental health in 2007. Over the years she has held several positions including Clinical/Residential Coordinator of a 61-bed treatment facility.  In 2016, Franchon moved to Wilmington, NC.  She continued her clinical work in a community-based mental health setting, specializing in treating those impacted by trauma.  Prior to her work in mental health, Franchon was the project manager for a startup in Brooklyn, New York. She graduated from Bentley University in 2005 with a degree in business and earned a Master’s in Clinical Mental Health in 2011 from Ohio University. 

If you'd like to learn more about Healing Your Almond, please check out:  

Website: https://www.healingyouralmond.com/  LinkedIn: https://www.linkedin.com/in/franchon-francees-21576858/  Facebook: https://www.facebook.com/healingyouralmond Instagram: https://www.instagram.com/healing_your_almond/?hl=en 

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

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A dollar today is not the same as a dollar tomorrow. Even without external factors such as inflation, our money is worth more to us upfront, assuming we use it to invest wisely and enjoy watching the interest grow. Time Value of Money is an important financial concept. The concept is drawn from the idea that investors prefer money today rather than some in the future because of the potential of growth over time.

Special shoutout to listener Chapin S. for sending in the idea for this episode. We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you. New episodes launch every week. Check back for Episode 17 on Thursday 5/20/21 to listen to my next interview. Check back for Episode 18 next Tuesday 5/25/21 to learn about credit cards. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

See a time value of money calculator from MSN: https://www.msn.com/en-us/money/tools/timevalueofmoney

See show calculations below: 

FV = PV x [ 1 + (i / n) ] (n x t) 

FV = Future value of money PV = Present value of money i = interest rate n = number of compounding periods per year t = number of years

Assume you invest $10,000 for one year at 10% interest. The future value of that money is: 

FV = $10,000 x [1 + (10% / 1)] ^ (1 x 1) = $11,000

Let's rearrange the formula to find the value of that future sum in dollars today. 

$5,000 one year from today, at 7% compounded interest is: 

PV = $5,000 / [1 + (7% / 1)] ^ (1 x 1) = $4,673

Now check out the effects of compounding: 

Quarterly Compounding: FV = $10,000 x [1 + (10% / 4)] ^ (4 x 1) = $11,038 Monthly Compounding: FV = $10,000 x [1 + (10% / 12)] ^ (12 x 1) = $11,047 Daily Compounding: FV = $10,000 x [1 + (10% / 365)] ^ (365 x 1) = $11,052

PV= FV/(1+r) where r is the interest rate.

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#loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

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Welcome back to Finance Fundamentals.  Every Thursday I release an interview. This is "The Business of Business."

Today's guest is Alex Howell.  A South Carolina native, Alex relocated to Charlottesville, Virginia after completing both his undergraduate and graduate degrees at Boston College, where he also was a starter on the football team. Alex received his BS in Marketing & Finance prior to receiving his graduate degree in Finance (MSF). He understands how complex financial issues can affect the pursuit of your personal and professional goals. Utilizing his background and team, Alex takes an educational approach to helping you protect your resources, maximize your tax efficiency, and grow your wealth with your goals in mind. Alex’s client base consists of a variety of individuals coast-to-coast that believe in math and can see the vision for long term planning.

If you'd like to contact Alex, please see his contact information below: 

LinkedIn: https://www.linkedin.com/in/alexander-howell-msf-9a013360/

Alexander (Alex) Howell, MSF
Financial Representative
Northwestern Mutual
215 Wayles Lane Charlottesville, VA 22911
C: 843-260-9780 O: 434-817-1085
alex.howell@nm.com

http://www.mark-krebs.com/?utm_source=google&utm_medium=mybusiness&utm_campaign=lo3

Mission of Couric Krebs Financial:

Helping people clarify, focus and execute their financial goals. Whether you are just starting out, well on your way to living you dreams or eagerly approaching retirement, financial success does not happen by chance. Rather, it starts by identifying your goals, developing a personalized plan, implementing custom strategies, and reviewing the plan to keep things balanced:
 Executive Benefits
 Insurance Planning
 Investment Management
 Retirement Planning
 Tax Strategies
 Private Client Services
 Special Needs Planning
 Education Planning
 Estate & Trust Services

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

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Upon accepting a job, we may be surprised how much of our paycheck disappears every time we get paid. We have an understanding that taxes need to be paid, but we don't always understand where are money goes. Join me today as we walk through a paystub and discuss some of the basics such as payroll taxes, income taxes, and more.

Special shoutout to one of the most loyal listeners, my Mom for sending in the idea for this episode. Happy Mother's Day to all of the Mom's out there. We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you. New episodes launch every week. Check back for Episode 15 on Thursday 5/13/21 to listen to my next interview. Check back for Episode 16 next Tuesday 5/18/21 to learn about time value of money. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

To see if your city or county imposes a local tax: https://www.thebalance.com/cities-that-levy-income-taxes-3193246

Tax Brackets: https://www.bankrate.com/finance/taxes/tax-brackets.aspx

If you make $70,000 in 2020 and are Single, see your calculated tax payments below: 

10% on the first $9,875 of your earnings ($988) 12% on the earnings from $9,951 to $40,525 ($3,669) 22% on the remaining income up to $86,375 ($10,087)

Your total tax bill is $14,744

$14,744/$70,000= 21% effective tax rate. This is less than if your entire income was taxed at the 22% bracket you are in.

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#loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

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Welcome back to Finance Fundamentals.  Every Thursday I release an interview. This is "The Business of Business." 

Today's guest is Parker Sanderson.  Parker Sanderson was born and raised in Aroostook County, Maine, often called "The County" by those who know it. Parker enjoys helping his community as well as providing financial services to his clients. Outside of the office, Parker likes to remain active by playing golf in the summer months and spending time with his family and fiancé. 

Parker was a duel sport athlete at the University of Southern Maine where he played hockey and golf and was a four time W.B. Wise Scholar athlete (awarded to students who maintain a 3.0 GPA or above).  Parker chose to work at Modern Woodmen of America because of the company's values, ethics, and holistic style of planning for clients, as well as the fraternalism of the organization. 

Send questions or keep up with Parker and Modern Woodmen of America:  

Website: https://www.modernwoodmen.org/  Instagram: @parker_s and @modernwoodmen1883    Facebook: https://www.facebook.com/ParkerSandersonMWA/  LinkedIn: https://www.linkedin.com/in/parkersandersonmwa/ 

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

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Welcome back to Finance Fundamentals.  Every Thursday I release an interview. This is "The Business of Business." Today's guest is Anna Forte. Anna grew up in Wellesley, MA and went to Bentley University. Today she lives in California and runs the Spritz Project. 

The Spritz Project is a client experience consulting agency founded to help service providers grow businesses worth talking about so they can easily book repeat and referral business. Earlier this year Anna Forte, The Spritz Project's founder, left her job in corporate working for a tech company to take The Spritz Project full time because she believed,  especially after the hardships so many small businesses experienced throughout 2020, in the importance of small businesses putting their best foot forward. 

As a Type A planner, Anna was committed to setting herself and her business up "the right way" from the very beginning, but as so many know even the most well-intentioned plans don't guarantee a seamless road. She'll be talking to us all about her journey to get to this point. 

Keep up with Anna and the Spritz Project on: 

Website: https://thespritzproject.com/  Instagram @thespritzproject https://www.instagram.com/thespritzproject/?hl=en  Facebook: https://www.facebook.com/The-Spritz-Project-100948772064138  LinkedIn: https://www.linkedin.com/in/anna-forte/ 

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

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After our finances are in order, it is time to protect ourselves. We need to protect our wealth, our assets, and prepare for the unknown. This is where insurance comes in. But what kinds of insurance do you need? Health, life, auto, dental, pet, homeowners, renters, fire, flood, the list goes on. Listen in this week as we break down the insurance industry and provide some insights on the variety that are out there.

Special shoutout to listener Eden P. at Husson University for sending in the idea for this episode. We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you. New episodes launch every week. Check back for Episode 12 on Thursday 4/29/21 to listen to my next interview. Check back for Episode 13 next Tuesday 5/4/21 to learn about the items on your paystub and how to better understand them. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195

Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/

#loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest #insurance

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Welcome back to Finance Fundamentals.  Every Thursday I will be releasing an interview. This is "The Business of Business." 

My guest this week is Marc Ezzi. Marc is a 26 year old young professional from Northern Massachusetts and began real estate investing during his sophomore year of college at Boston University and has been growing his portfolio ever since.  

He entered the real estate world as a part time real estate broker working with student rentals in Boston and transitioned into real estate investments as quickly as possibly. Real estate investing was a side business of his during his University years and while working in the corporate world.  Marc worked at Ernst & Young as a real estate consultant and at The Carlyle Group as a real estate analyst.  As of Q1 2021, Marc is full-time on the Ezzi Property Group, which currently owns and manages 30+ units in the city of Boston with an aggregate portfolio of roughly $12M. Marc's passion is the real estate industry and he loves talking to others about his experiences, especially using his knowledge to help others get started.   

Keep up on social media with Marc on Instagram @marc_ezzi and on LinkedIn: https://www.linkedin.com/in/marc-abou-ezzi-aa2363a6  

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

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When we set our sights on our dream college, student loans are something we so quickly agree to, but 17 and 18 year old "adults" don't understand the debt they are taking on or the ramifications of living out of their means. Maybe you have debt and it is too late. Let's chat about some tools and strategies you can utilize to better understand your student loans and pay them off more quickly, as well as some history behind where student loans originated and the crisis it has created in the United States.

If you need some student loan payoff calculators, I like: 

https://www.nerdwallet.com/article/loans/student-loans/student-loans-extra-payments https://www.bankrate.com/calculators/college-planning/loan-calculator.aspx

If you want to better understand amortization and your mortgage, check out this link: https://www.investopedia.com/terms/a/amortization.asp

Special shoutout to listener Ian L. in Utah for sending in the idea for this episode. We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you. New episodes launch every week. Check back for Episode 10 on Thursday 4/22/21 to listen to my interview with Marc Ezzi, a real estate investor. Check back for Episode 11 next Tuesday 4/27/21. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going.

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195

Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/

#loans #debt #studentloans #homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest

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Welcome back to Finance Fundamentals. This is a new take on the series. Every Thursday I will be releasing an interview. This is "The Business of Business." 

My first guest is a fellow Maine native who's grown an idea into an empire, and I am incredibly excited to share this interview with all of you. Check out Food Truck Rehab on Sunday evenings at 11PM EST/8PM PST to see the cousins in action as they save and rehabilitate food truck businesses across the country. 

Jim's Bio: Cape Elizabeth, Maine native Jim Tselikis is the co-founder of Cousins Maine Lobster, a startup food truck business which has grown to over 50 units, including both gourmet food trucks and fast-casual restaurants. Jim graduated from College of the Holy Cross in 2008 with a degree in Political Science. In 2012 he and his cousin, Sabin Lomac, opened a single food truck in Los Angeles, looking to bring the authentic Maine lobster experience from their childhood to the West Coast. 

After an endearing 2012 Shark Tank appearance that culminated in a partnership with Barbara Corcoran,  the Cousins began franchising, bringing authentic Maine Lobster eats to unique neighborhoods across the U.S. and, in 2017, expanded internationally into Taiwan. Jim continues to work tirelessly to grow his "Family First" business with an eye towards sustainability in order to bring the CML experience to customers nationwide and beyond. An accomplished entrepreneur and author, Jim is an active member of Big Brothers Big Sisters and is a proud father to his daughter, Olive, and devoted husband to his wife, Maggie. 

Keep up on social media with Jim on Twitter and Instagram @jimtselikis @cousinsmainelobster cousinsmainelobster.com 

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. 

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

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As we buy homes we secure mortgages. You shop around and try to get the best rate, but do you truly understand the basis of the mortgage? Have you heard about amortization, escrow, PMI? Listen in to learn more about your mortgage and to understand the  

If you need an LTV calculator, check out this one: Loan-to-Value Calculator If you need a Mortgage Payoff Calculator (with extra payments), check out this one: https://www.bankrate.com/calculators/home-equity/additional-mortgage-payment-calculator.aspx 

If you want to better understand amortization and your mortgage, check out this link: https://www.investopedia.com/terms/a/amortization.asp 

Special shoutout to listener Kim D. from Maine and Stefan S. from Delaware for sending in the idea for this episode. We always appreciate comments and questions. Special shoutout to listener Jill J. from Atlanta for sending in the comment. We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you. New episodes launch every week. Check back for Episode 8 on Thursday 4/15/21 to listen to my interview with Jim Tselikas from Cousins Maine Lobster. Check back for Episode 9 on the Student Debt Crisis next Tuesday 4/20/21. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going. 

Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts. 

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195 

Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/

#homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest

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My new interview series, "The Business of Business" is launching Thursday April 15th, and interviews will release every Thursday after that. I am very excited to announce this series. Join me on the 15th for the first of the series with @cousinsmainelobster.  

Music credit: Chill Wave Kevin MacLeod (incompetech.com)
Licensed under Creative Commons: By Attribution 3.0 License
http://creativecommons.org/licenses/by/3.0/

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So you’re ready to buy a home. You’ve decided you are in a city you love, or at least like enough to buy a home, and you want to plant some roots. You’re tired of renting and you want something to call your own. Now what? Check out these steps to better understand the home buying process.

If you need an affordability calculator, check out this one: Quicken Loans Affordability Calculator

If you need a calculator to determine your debt to income, check out this one: Wells Fargo Debt to Income Calculator

Special shoutout to listeners Emily W. and Tom A. from Boston for sending in the idea for this episode. We always appreciate comments and questions. Special shoutout to listener Jill J.from Atlanta for sending in the comment. We appreciate the support. 

I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast  

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you. New episodes launch every week.  

Check back for Episode 7 to learn about mortgages and strategies to pay them off next Tuesday at 7AM EST. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going. Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! 

Please consider leaving a review on Apple Podcasts. It helps others find the show and see your thoughts.  

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195 

Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/ 

#homebuying #mortgages #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest

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Have you heard the buzz about GameStop recently? Are you confused about the events that happened? Learn about Wall Street Bets. GameStop, Robinhood, and Melvin Capital. 

Special shoutout to listener Brandon O. from Maine. We always appreciate comments and questions. Special shoutout to listener Brandon C. from North Carolina for passing his CPA Exam.  Congrats, that is a huge accomplishment!  We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast  

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you.

New episodes launch every week.  Check back for Episode 6 to learn about the Homebuying Processnext Tuesday at 7AM EST. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going. Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! 

Please consider leaving a review on Apple Podcasts.  

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195 

Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/ 

#gamestop #wallstbets #wallstreetbets #finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest

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Not all investments grow the same. Not all debts grow the same. Do you know the difference between simple v. compounding interest? It is an important tool when you are an investor, since your principal will grow. You earn interest on your original investment and the interest that follows. With debts, the same policy applies, but this time, working against you. Minimum payments are for the birds. 

Join me this week as we briefly discuss the basics of simple and compounding interest and how to better understand your investments and debts.

The Rule of 72: (72/Interest Rate)= Number of Years for the Investment to Double

True Compound Interest Calculator: https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator

Simple Interest:P x r x n

Compounding Interest:Px (1+(r/n))^tn

P=Principal r=Rate n=The amount of times the investment is compounded per year t=Time

Special shoutout to a very special listener this week, my father,Dale D. 

We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you.

New episodes launch every week. Check back for Episode 5 to learn about what happened with GameStop next Tuesday at 7AM EST. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going. Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! Please consider leaving a review on Apple Podcasts.

Happy Women’s History Month. If you haven’t acknowledged a powerful woman in your life, please do so. I acknowledge my Fiancé, Mother, my Sister, my two grandmothers, several aunts and cousins, colleagues, and friends. Let's acknowledge and celebrate a strong women in our lives.

#finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth #compounding #interest 

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Episode 3 is about stocks, bonds, and mutual funds. We learned about 401(k)'s and IRA's in episode 2, but now let's take it a step further and discover the basics of what many of your retirement funds are built upon. If you want to try your luck at investing, you need to understand a few basic ways to invest. Stocks, bonds, and mutual funds are excellent ways to dip your toes into the water. It is important to learn the upsides and downsides to investing. Learn what you are investing in, and don't bite off more than you can chew. Let's chat about the markets and a variety of other basic information you as an investor should know. Remember, invest in yourself first. 

Join Robinhood using my link (you'll help to support the show and get free stocks): https://join.robinhood.com/dustind195 

Join WeBull using my link (you'll help to support the show and get free stocks): https://act.webull.com/pr/CVtvGRcJOCRb/wvw/inviteUS/ 

Special shoutout to listener Tyler W.from Maine for sending in a question. We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Share them with others! Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast 

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you. 

I will be launching new episodes every week. Check back for Episode 4 next Tuesday at 7AM EST. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going. Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! 

#finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth 

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Budgeting is hard. We all know it. It shouldn't be, but we hate doing it. Check out today's Podcast- EPISODE 1! I'm super excited to finally launch my first educational podcast. The episode will discuss some budgeting basics and my steps to creating the ideal budget for your needs.

We need to start with the basics before we consider more complex topics. Join me on this journey as we utilize some basic rules and steps you can easily implement to change your budgeting strategy, and to stop working so hard for your money, and let it work harder for you!

Special shoutout to listener Darin J. from Maine for sending in a comment. We appreciate the support. I love feedback, comments, and questions, and will be incorporating it into my future episodes.

Contact me on Facebook, Twitter, Instagram, Email and more: linktr.ee/FinanceFundamentalsPodcast

Thanks to my new editor and producer Daniel Ryoo. He is working hard to make sure these episodes sound great for you.

I will be launching new episodes every week. Check back for Episode 2- Retirement savings next Tuesday at 7AM EST. Tell your friends to listen to Finance Fundamentals. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going. Take 20 minutes out of your week to listen to these podcasts, and you won't regret it.

#finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crytpo #bitcoin #stocks #funding #wealth

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Saving for retirement may sound daunting, but we should understand the investment vehicles that will help us to succeed. The most powerful tools available to most of us are 401(k)'s and IRA's. Maybe you've heard about Roth 401(k)'s and Roth IRA's as well. Don't worry, we will discuss all of those today in Episode 2- Retirement Savings & Investment Vehicles. Some bonus content for this episode is the inclusion of 529 Plans and HSA's and FSA's. It is tempting to have that extra money in your paycheck today, but then you lose out of years of growth potential and upside! The last thing you want is to work your entire adult life and then have to stress about money. The more you learn to appropriately save and diversify today, the better you will be in the long run.

Special shoutout to listener Isaac M.from Maine for sending in a question. We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Share them with others! 

Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast

The show is written and edited by me, produced and edited by Daniel Ryoo. We work hard to ensure these episodes sound great for you.

I will be launched new episodes every week. Check back for Episode 3- The Basics of Investing next Tuesday at 7AM EST. There is a lot to learn, but we work hard to discuss complex financial topics in an easily understood manner. Finance doesn't need to be pretentious, and you don't need to be an expert. Every little bit you can learn helps you save money and better understand where your money is going. Take 20 minutes out of your week to listen to these podcasts, and you won't regret it! 

#finance #fundamentals #financefund #money #investing #budgeting #personalfinance #crypto #bitcoin #stocks #funding #wealth #retirement #401k #RothIRA #IRA #growth #financialhealth

--- Support this podcast: https://podcasters.spotify.com/pod/show/financefundamentalspdcst/support