The Ramsey Show

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! ☎️ Share your thoughts on The Ramsey Show & more! Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I lie about how much I'm selling my car for?" "How do we stop living paycheck to paycheck?" "Am I the exception to credit cards?" "My daughter wants me to move out of our house..." "We are struggling to pull the trigger on a house," "How can I pay off debt and save money?" Support Our Sponsors: Churchill Mortgage Zander Insurance Yrefy Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 💰 Enter the $3,000 Ramsey Cash Giveaway today! Enter daily to increase your chances of winning weekly $500 prizes or the $3,000 grand prize.  📚Get 20% off bestsellers! Whether you’re ready to kick debt to the curb, want to live a less-anxious life, or looking for growth in your job—there’s hope. 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Rachel Cruze & George Kamel answer your questions and discuss: "Should I pursue a life of homesteading?" "How do I deal with a HELOC during the Baby Steps," "I'm worried my side hustle will get me fired..." "How do I talk to my husband about our finances?" "Is it okay to rent instead of buy?" Support Our Sponsors: Churchill Mortgage Zander Insurance Yrefy Next Steps 💵 How to Start Investing in 2024: A Beginner’s Guide 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🏠 Find a Ramsey Trusted Real Estate Agent 📈 For help with investing, get connected with a SmartVestor Pro.  💰 Enter the $3,000 Ramsey Cash Giveaway today! Enter daily to increase your chances of winning weekly $500 prizes or the $3,000 grand prize.  📚Get 20% off bestsellers! Whether you’re ready to kick debt to the curb, want to live a less-anxious life, or looking for growth in your job—there’s hope. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Jade Warshaw answer your questions and discuss: "I can't afford to pay off my credit cards," "Should I leverage money or pay cash for an investment property?" "My sister-in-law wants us to pay for her vacation..." "Did we mess up by buying my parents' house?" "How should we budget for a wedding?" "Starting a new life after years in prison" Support Our Sponsors: BetterHelp NetSuite Zander Insurance Yrefy Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📈 For help with investing, get connected with a SmartVestor Pro.  💰 Enter the $3,000 Ramsey Cash Giveaway today! Enter daily to increase your chances of winning weekly $500 prizes or the $3,000 grand prize.  📚Get 20% off bestsellers! Whether you’re ready to kick debt to the curb, want to live a less-anxious life, or looking for growth in your job—there’s hope. 🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Dr. John Delony answer your questions and discuss: Why you can't let math calculations become your focus when the real problem is your behavior, "How do we stay motivated during our debt payoff journey?" Why you should never take financial advice from broke people, "How do I start saving for retirement?" Getting out of an upside-down car (loan), "I'm being sued by a credit card company" Support Our Sponsors: Zander Insurance BetterHelp Churchill Mortgage Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 💰 Enter the $3,000 Ramsey Cash Giveaway today! Enter daily to increase your chances of winning weekly $500 prizes or the $3,000 grand prize.  📚Get 20% off bestsellers! Whether you’re ready to kick debt to the curb, want to live a less-anxious life, or looking for growth in your job—there’s hope. 🏠 Find a Ramsey Trusted Real Estate Agent 📄 Will an online will work for you? Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Ken Coleman answer your questions and discuss: "My sister wants to move in with me," "Should I buy a home with my boyfriend?" "Should I take out a loan to buy a $1M business?" Using the "why" instead of the "what" to get your spouse on board with the Baby Steps, "Our bills tripled due to fraud by a family member," "How can we help our family living in poverty overseas?" Support Our Sponsors: NetSuite Zander Insurance BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🏠 Find a Ramsey Trusted Real Estate Agent 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel, Ken Coleman, and Jade Warshaw answer your questions and discuss: "Should we move because of our grumpy older neighbor?" "I broke up with my girlfriend because of Dave..." "Dealing with family drama and medical bills," "How do I start over after a divorce?" "My husband didn't disclose how much debt he has," "Should I sell my rental to pay off debt?" Support Our Sponsors: Zander Insurance BetterHelp Christian Healthcare Ministries Next Steps ✅ How to Survive Divorce: Protect Yourself and Your Finances 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🏠 Find a Ramsey Trusted Real Estate Agent 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Ken Coleman answer your questions and discuss: "I need a car but I'm still paying off debt," "We disagree on what kind of mortgage to get," "Should I go back to college?" "How do I get my wife on board with the Baby Steps?" "How long should I help my grown son?" Support Our Sponsors: NetSuite BetterHelp Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🏠 Find a Ramsey Trusted Real Estate Agent 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Rachel Cruze & Ken Coleman answer your questions and discuss: "Should I use debt settlement?" "Where does a HELOC fall in the Baby Steps?" "I don't have anything saved for retirement," "How do I navigate buying a house from family?" "Is it ever a good idea to get a prenup?" Support Our Sponsors: Churchill Mortgage Zander Insurance BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🏠 Find a Ramsey Trusted Real Estate Agent 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Rachel Cruze & George Kamel answer your questions and discuss: "Should I pay off my rental property?" "Should we back out of our new home build?" "Should I quit my side hustles?" "We disagree with how our church uses money," "Where should I buy rental property?" "How can I start being financially responsible?" Support Our Sponsors: Christian Healthcare Ministries BetterHelp Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Rachel Cruze & George Kamel answer your questions and discuss: "Is it okay to rent if I don't want to build wealth?" "Where does buying a car fit into the Baby Steps?" "Would you recommend buying a foreclosure?" "Pause investing to pay off our house?" "Is it okay to ask my kids to help pay bills?" "How can I change my husband's mindset?" Support Our Sponsors: Zander Insurance Churchill Mortgage Yrefy Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🏠 Find a Ramsey Trusted Real Estate Agent 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & George Kamel answer your questions and discuss: "My husband gambled all our money away and I just lost my job," "Why should I pay down my mortgage?" "Where should I start on the Baby Steps?" "Why real estate investing isn't just rainbows and paychecks," "Should I buy a house just because it's a good deal?" "Is it reasonable to ask our kids to sacrifice for our debt?" Support Our Sponsors: BetterHelp NetSuite Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🏠 Find a Ramsey Trusted Real Estate Agent 💼 Find The Work You're Wired To Do Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Dr. John Delony answer your questions and discuss: Why leasing a car does not provide you with the tax benefits you think "I keep self sabotaging my budget because my adult children keep asking me for money" Contributing to retirement when self employed "Should I use a grant and a HELOC on my parents house so I can buy a house next year?" How to start your marriage off on the right foot financially Providing hope to a couple with $140k of gambling debt A caller that wanted to know if he should leverage his inheritance for $1 million of debt to try and purchase more real estate "Should we file bankruptcy because our company is being sued?" Support Our Sponsors: Zander Insurance Churchill Mortgage BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🏠 Find a Ramsey Trusted Real Estate Agent 🚢 The Live Like No One Else Cruise is back!  💼 Find The Work You're Wired To Do Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Jade Warshaw answer your questions and discuss: "My husband only wants to share his inheritance with his sons and not the children we've had together and I don't know how to talk to him about it." How to know if you moving states for a pay raise is worth it "How do I honor my wife's memory and stay financially wise?" Why it's not beneficial to change the Baby Steps to try and find a financial shortcut "My dad left his business to me in a trust but but I've been denied access and don't know what to do" A caller has been evicted 6 times and doesn't know how to make the changes necessary to keep it from happening again "Should I stay friends with someone who is committing fraud?" Support Our Sponsors: NetSuite Zander Insurance Yrefy Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🚢The Live Like No One Else Cruise is back! 💼 Find The Work You're Wired To Do 📈 For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & George Kamel answer your questions and discuss: "Is now the right time to treat myself with a car?" "Why you shouldn't rationalize your stupid money decisions," "How should we use our savings?" "My abusive husband took all our money and left," Why leasing a car is the most expensive way to own a vehicle, We hear from millionaires to find out how they built their wealth. Support Our Sponsors: BetterHelp NetSuite Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 💼 Find The Work You're Wired To Do 📈 For help with investing, get connected with a SmartVestor Pro.  🚢 The Live Like No One Else Cruise is back!  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Jade Warshaw answer your questions and discuss: "My car is being repossessed; what can I do?" "Should I sell my house or turn it into a rental property?" "I'm scared to death to not have a credit score," Vivek Ramaswamy on how monetary policy and the private sector can help transform the economy, "I feel stuck and unfulfilled in my current job," "I have $785K of debt, how do I get out of this?" Support Our Sponsors: Christian Healthcare Ministries Zander Insurance BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📈 For help with investing, get connected with a SmartVestor Pro.  🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  💼 Find The Work You're Wired To Do Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Ken Coleman answer your questions and discuss: "We are retired but don't have enough saving," "My car payment is $900 a month," Why there's a difference between doing idiotic things and being an idiot, "How do I pay off $79K of debt as a single mom?" "Should I use another job offer as leverage?" "Can I sell my rental without harming the tenant?" Support Our Sponsors: Zander Insurance BetterHelp Churchill Mortgage Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  💼 Find The Work You're Wired To Do 📈 For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Ken Coleman answer your questions and discuss: "Can I afford to move out on my own?" "Is my dream job attainable?" "How do I get out of a car lease?" "How can I increase my income?" "How do I even get started on the plan?" Support Our Sponsors: Zander Insurance BetterHelp Churchill Mortgage Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  📖 I'm Glad For Where I Am Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Rachel Cruze answer your questions and discuss: "What should we do with my fiancée's house?" "How do we prepare for early retirement?" "How should I start paying off my student loans?" "How can I afford to move out on my own?" "What's the fastest way to start a business?" Support Our Sponsors: BetterHelp NetSuite Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 💼 Find The Work You're Wired To Do 📈 Dave Ramsey's personal playbook on investing and real estate. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & George Kamel answer your questions and discuss: "I don't know what's going on with our finances..." "I feel like I still can't afford a home at 52," "How do I take my wealth to the next level?" "Talking to my wife about combining finances," "How can we afford to buy a house?" "I feel guilty for spending money on a car" Support Our Sponsors: Zander Insurance Yrefy BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📖 I'm Glad For Where I Am 📈 Dave Ramsey's personal playbook on investing and real estate. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Rachel Cruze answer your questions and discuss: "How can I help my father handle an inheritance?" "When should we pause Baby Step 2?" "How much should we spend on a vehicle?" "Why does Dave hate SoFi?" "What should I do with money in savings?" Support Our Sponsors: Churchill Mortgage BetterHelp Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📊 Dave Ramsey's personal playbook on investing and real estate. 📖 I'm Glad For Where I Am Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Jade Warshaw answer your questions and discuss: "I feel like I'm stuck on Baby Step 1," "Should I start a business with my friends?" "My husband doesn't want to do the Baby Steps" "I'm scared to use our savings," "Should we take out a reverse mortgage?" "We have $110K in car loans with $43 income." Support Our Sponsors: NetSuite Zander Insurance Christian Healthcare Ministries Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 💼 Find The Work You're Wired To Do Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Jade Warshaw answer your questions and discuss: "I have $400k of student loans; should I wait for forgiveness?" "How do I make enough to take care of my mom?" "How much should I have in an emergency fund?" "Should we buy a safer car?" "How do I get started investing?" Support Our Sponsors: Christian Healthcare Ministries Zander Insurance Yrefy Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📖 I'm Glad For Where I Am 📈 Dave Ramsey's personal playbook on investing and real estate. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Rachel Cruze answer your questions and discuss: "Where should we invest after paying off debt?" Why bad decisions will steal your wealth, Dave's guide to flipping houses, Fill this "prescription" if you want to be wealthy, Dave breaks down the 4 walls and why they're important, Dave's boomer perspective on Gen-Z's tax trauma, "We bought a flip house with my mom" Support Our Sponsors: Churchill Mortgage BetterHelp Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📄 Need help with your taxes? See who we trust. 📖 I'm Glad For Where I Am Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Dr. John Delony answer your questions and discuss: "I'm $120K in debt and feel stuck," "Should I sell my new car?" "I'm being sued for an old credit card," "Is it OK to cut the cord and enjoy retirement?" "Buy a home for my son and his college friends?" "I can't afford to go to my friend's wedding" Support Our Sponsors: NetSuite Zander Insurance BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & George Kamel answer your questions and discuss: "Should I buy a house while paying off student loans?" "My husband refuses to talk about our finances," "Should I take a job that will triple my income?" "Is a Roth conversion a good idea?" "How do I pay bills that are in collections?" Support Our Sponsors: Zander Insurance BetterHelp NetSuite Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📄 Need help with your taxes? See who we trust. 💼 Find The Work You're Wired To Do  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Ken Coleman answer your questions and discuss: "What should we do with extra income?" "Should we move in with my parents to save money?" "Should my fianceé sign a prenup?" "Should I be content with a lower income?" "What's the wisest way to handle an inheritance?" Support Our Sponsors: BetterHelp Churchill Mortgage Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🍎 Enter the Teacher Appreciation Giveaway 📄 Need help with your taxes? See who we trust. 💼 Find the Work You're Wired to Do + The Get Clear Career Assessment, Preorder today! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should I buy a home for my parents to rent?" Why you should never loan money to anyone including family & friends, "I co-signed on my ex-wife's house," "Should I buy rental property before paying off my house?" "I'm scared about money," "Should I move in with my in-laws to save money?" Support Our Sponsors: NetSuite Zander Insurance Eight Sleep Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! ✂️ Share hope by leading an FPU class at your church! 📈 For help with investing, get connected with a SmartVestor Pro.  📊 Dave Ramsey's personal playbook on investing and real estate. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should we sell our house in case of economic collapse?" "I made bad choices and gambled everything away..." The harsh reality of childcare expenses, Why you have to know where your money is going, How recognizing the problem is 90% of solving it, Learning how to be disciplined. Support Our Sponsors: Zander Insurance BetterHelp Christian Healthcare Ministries Next Steps 👩‍👧‍👦 13 Ways to Afford the High Cost of Childcare 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📄 Need help with your taxes? See who we trust. 💌 Will an online will work for you? ✂️ Share hope by leading an FPU class at your church! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Jade Warshaw answer your questions and discuss: "I got us into a $120k hole of debt and now my marriage is falling apart," Rebuilding life after a messy divorce, "Should I keep paying off debt if I'm going to lose my job?" "Use a HELOC for home renovations?" "How much can I spend on a car?" "Is it okay to be wealthy as a Christian?" Support Our Sponsors: BetterHelp Yrefy Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! ☂️ Protect yourself with the right coverage—take our coverage quiz! ✂️ Share hope by leading an FPU class at your church! 📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Dr. John Delony answer your questions and discuss: "My husband wants to buy his dream truck..." "Is Ramsey hypocritical about mortgage debt?" "How do we stop living paycheck-to-paycheck?" "Is it okay to buy my mom a car?" "My in-laws trashed my rental, what should I do?" Support Our Sponsors: Churchill Mortgage Zander Insurance BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! ✂️ Share hope by leading an FPU class at your church! 📈 For help with investing, get connected with a SmartVestor Pro.  ☂️ Protect yourself with the right coverage—take our coverage quiz! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Ken Coleman answer your questions and discuss: My fiancee's parents want me to sign a prenup..." The importance of boundaries in marriage, "Should I take a promotion into a toxic work environment?" Dave reads mean YouTube comments, "When should we replace our vehicle?" "We don't make enough to pay our bills," "How do I get out of this financial storm?" Support Our Sponsors: Zander Insurance BetterHelp NetSuite Churchill Mortgage Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📄 Need help with your taxes? See who we trust. ✂️ Share hope by leading an FPU class at your church! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Dr. John Delony answer your questions and discuss: "I'm making good money as a stripper and paying down debt, but I hate it," "I want an expensive home birth; is that okay?" "I need my inheritance money to fund my lifestyle," "We are fighting $688K of debt and we're losing money," Why a tax refund is not a bonus. Support Our Sponsors: Churchill Mortgage BetterHelp Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📢 Ramsey Network is working on a new show chronicling the story of real people doing the work to get out of debt. If you are interested in being a part of it, please fill out this survey and our team may get back to you: https://ter.li/hb48dv 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📊 Dave Ramsey's personal playbook on investing and real estate. 🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Rachel Cruze & Jade Warshaw answer your questions and discuss: "Will this financially ruin my family?" "I keep getting rejected by rental companies around my credit score," "How much should I save for a down payment?" "How can we budget together and be on the same page?" "I'm scared to buy a house" Support Our Sponsors: NetSuite Zander Insurance BetterHelp Next Steps Check out the Ramsey Investment Calculator: https://ter.li/o3ig41 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📢 Ramsey Network is working on a new show chronicling the story of real people doing the work to get out of debt. If you are interested in being a part of it, please fill out this survey and our team may get back to you: https://ter.li/hb48dv 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📊 Dave Ramsey's personal playbook on investing and real estate. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dr. John Delony & Rachel Cruze answer your questions and discuss: "Should we keep investing while paying off debt?" "How can I convince my partner to marry me?" "I'm upside down on my car," "My husband wants to give his son a house against my wishes..." "My husband loves your show but won't slow down and take one step at a time - how do I get him to slow down?" How to know if you have too much life insurance and what it looks like to become self-insured "Our neighbors yell at us for parking on the street - are we making an emotional decision by selling our house?" "My son was making payments to me for a car he totaled - how can I let this be a lesson without it being a burden?" "My mom changed her will but it will leave my sister homeless and I don't know what to do about it" Support Our Sponsors: Zander Insurance BetterHelp NetSuite Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📊 Dave Ramsey's personal playbook on investing and real estate. 🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Ken Coleman & Dr. John Delony answer your questions and discuss: "I'm not sure if I'm contributing enough to our debt," "How do I find a career I'm passionate about?" "Did we buy a car that is too fancy for us?" "Should I sell a rental to pay off all my debt?" "Should I go back to work?" Support Our Sponsors: Yrefy Churchill Mortgage Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📊 Dave Ramsey's personal playbook on investing and real estate. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Ken Coleman answer your questions and discuss: "How do I best set up my debt snowball?" "How should we use money gifted to us?" "Can we afford to go on a vacation?" "Are we buying too much house?" "Should we be intense with our down payment savings?" Support Our Sponsors: Christian Healthcare Ministries Zander Insurance BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🏠 Find a Ramsey Trusted Real Estate Agent 📊 Dave Ramsey's personal playbook on investing and real estate. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Dr. John Delony answer your questions and discuss: "Can we trust the US Dollar or will it collapse?" "Should we leave our dream home due to property taxes?" "What mindset is going to keep me out of debt?" "I'm 35 and don't have a house; am I a failure?" "Is it worth buying an electric vehicle" Support Our Sponsors: Zander Insurance NetSuite Angel Studios BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📈 For help with investing, get connected with a SmartVestor Pro.  🏘️ Buy, sell, and invest the right way using Dave’s proven plan. ☂️ Protect yourself with the right coverage—take our coverage quiz! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Dr. John Delony answer your questions and discuss: "What should I do financially after paying off debt?" "Should I sell my rental property if I'll pay $220,000 in capitol gains?" "How can I stop living paycheck to paycheck?" How to move past the shame of poor financial decisions "My pregnant ex is moving out of state - should I move too?" Why you shouldn't share ownership of a house with your kids just because they can't afford to buy one the one they want instead of what they need Dave Ramsey gives an update on the current state of the real estate market How to save up to afford a surgery while in Baby Step 2 Support Our Sponsors: BetterHelp Angel Studios Zander Insurance Churchill Mortgage Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📄 Need help with your taxes? See who we trust. ☂️ Protect yourself with the right coverage—take our coverage quiz! 💼 Find the career you were born to do! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Jade Warshaw answer your questions and discuss: "My new husband is almost $1 million in debt I didn't know about," "We owe our in-laws $40k; what should we do?" Dave wants you to stop whining about the housing market, Baby Steps Millionaire Theme Hour. Support Our Sponsors: Angel Studios Zander Insurance BetterHelp Christian Healthcare Ministries Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🏘️ Buy, sell, and invest the right way using Dave’s proven plan. 📈 For help with investing, get connected with a SmartVestor Pro.  ☂️ Protect yourself with the right coverage—take our coverage quiz! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Dr. John Delony answer your questions and discuss: "Which debt should I pay off first?" "My family wants 'their' money that I inherited..." "How do I balance today and the future?" "Should we leave our rental to our kids?" "Should I budget for a vacation?" "We have $60k of debt my husband doesn't know about..." "Our mortgage is more than 50% of our income" Support Our Sponsors: NetSuite Eight Sleep Zander Insurance Angel Studios Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 💌 Will an online will work for you? 💼 Find the career you were born to do! 📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & George Kamel answer your questions and discuss: "My mother-in-law committed fraud against us...what do we do?" "Has Dave finally changed his mind about investing in Bitcoin?" "Can I afford to buy a car?" Paying down a 401(k) loan, Why only you can control your financial destiny, "How do I start tackling my debt?" Is George a DINKWAD? "Should I save for a house or start investing?" Support Our Sponsors: Churchill Mortgage BetterHelp Angel Studios Zander Insurance Yrefy Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📊 Dave Ramsey's personal playbook on investing and real estate. ☂️ Protect yourself with the right coverage—take our coverage quiz! 🏘️ Buy, sell, and invest the right way using Dave’s proven plan. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Ken Coleman & George Kamel answer your questions and discuss: The clear roadmap of investing to become a millionaire by 65 How to change your mindset from reactive to proactive when it comes to managing your finances "How do we live on a budget with kids actively engaged in sports?" "How do I plan for our financial future after receiving a terminal diagnosis?" How George and his wife became net worth millionaires "How do we climb out of over $100,000 of debt?" "Should we pay for our son to go to M.I.T.?" "How much should we budget for our wedding?" Support Our Sponsors: BetterHelp Churchill Mortgage Angel Studios Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🏠 Find a Ramsey Trusted Real Estate Agent 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Rachel Cruze & Jade Warshaw answer your questions and discuss: "Why should I pay cash for my house if I have the money to do so?" How to navigate saving while in college to avoid taking out more student loans "My husband manages all our finances and doesn't share any financial information with me and I don't know what to do" "How early can I budget for the next month?" "Should we kick out our 21 year old son to start a life on his own?" How to know if you should sell your house to pay off debt "Should I pay off debts in collections first or start with debt that's still in good standing?" Support Our Sponsors: Zander Insurance BetterHelp NetSuite Angel Studios Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Ken Coleman answer your questions and discuss: "How do I keep the romance alive with a shared bank account if I don't want my spouse to see surprises I'm planning?" "I have a STEM degree and Starbuck's won't even hire me - how can I find a job with my degree?" "Am I financially obligated to help pay $250k of debt that my 60-year-old sister racked up?" Follow up call with a caller that hadn't paid taxes in 3 years How to choose between a stable income versus your dream career "Is it possible to leverage debt and stay aligned with the Ramsey methods?" How to prepare financially for losing your spouse Support Our Sponsors: Christian Healthcare Ministries Angel Studios BetterHelp Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🏠 Find a Ramsey Trusted Real Estate Agent 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Rachel Cruze answer your questions and discuss: "Is our lifestyle out of control?" "My wife doesn't want to live on our pig farm anymore - should I buy her a house?" Keeping a home because of nostalgia is often times not worth the financial burden "I'm being sued by a bank for past due credit cards and don't know what to do" "Should I add my toddler as an authorized user on a credit card to build their credit?" How to get back on track with the Baby Steps after starting them out of order Support Our Sponsors: Churchill Mortgage Zander Insurance Angel Studios BetterHelp Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Jade Warshaw answer your questions and discuss: "I'm in debt from making repairs to a home I bought from a meth addict and don't know how to fix this mess" Pick a Side: We're in Baby Step 7 and I want a new car, but my husband says we can't afford it "We backed out of buying a house and the sellers want more earnest money than what was in the contract" "My identity was stolen and I don't know what to do" read more: What to Do if Your Identity Is Stolen - https://ter.li/fban9v When is it actually beneficial to sell your house to pay off debt? "We're $100,000 in debt with a baby on the way and don't know how to fix this situation" "I'm debt free but still feel like I'm broke and don't know what to do" Support Our Sponsors: Angel Studios Yrefy Zander Insurance NetSuite Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Rachel Cruze & George Kamel answer your questions and discuss: "How can I stop living out of my car and get my money in order?" The importance of leaving a good financial legacy to your loved ones when you're gone, Pick a Side: To buy or not to buy a Stanley cup? Why leasing a car is a bad idea, 5 signs you're not taking retirement seriously. Support Our Sponsors: BetterHelp Zander Insurance Christian Healthcare Ministries Yrefy Next Steps What Is a Debt Validation Letter? 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📈 For help with investing, get connected with a SmartVestor Pro.  🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Dr. John Delony answer your questions and discuss: "My parents changed the agreement we made about paying off Parent Plus loans and I don't have the money to pay them - what should I do?" "I was just laid off and my due date is tomorrow - what should I do?" "Is paying off debt a precursor to marriage?" Why you have to own your money decisions instead of pointing fingers, How debt will keep you from becoming wealthy, "Am I gaming the system with my credit card rewards?" Support Our Sponsors: USCCA BetterHelp Zander Insurance Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 💼 Find the career you were born to do! ❤️ Money & Marriage Getaway is back!  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Ken Coleman answer your questions and discuss: "How do I prioritize my financial goals?" Were we wrong about Bitcoin? "I'm afraid to sell our stock to pay off debt," "Which debts should I pay off first?" "What should my next financial goal be?" Support Our Sponsors: Zander Insurance NetSuite Churchill Mortgage Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! ❤️ Money & Marriage Getaway is back!  🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Rachel Cruze & Jade Warshaw answer your questions and discuss: A couple that has $1 million in student loans and doesn't know what to do "My car got repoed today - should I buy it back?" How to enjoy your financial success in Baby Step 7 Why it's so important to do the Baby Steps in order to maximize how quickly you can pay off debt A really difficult call where caller learns the hard truth that she's being financially abused by her husband Rachel and Jade weigh in on a disagreement a couple is having about if they should pay off their mortgage or build the patio of their dreams Support Our Sponsors: NetSuite Zander Insurance USCCA BetterHelp Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📊 For help with investing, Get connected with a SmartVestor Pro! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🏠 Find a Ramsey Trusted Real Estate Agent ☂️Protect yourself with the right coverage—take our coverage quiz! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Dr. John Delony answer your questions and discuss: "How do I get my husband to contribute?" "How do I start investing?" "My kid won't pay me back the money I loaned him," "How can I get my car paid off?" "What should we do with our whole life policies?" "Should I talk to my wife's toxic boss?" "My husband has been hiding his credit card use" Support Our Sponsors: Eight Sleep Churchill Mortgage BetterHelp Zander Insurance Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📊 For help with investing, Get connected with a SmartVestor Pro! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  🏘️ Buy, sell, and invest the right way using Dave’s proven plan. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Jade Warshaw answer your questions and discuss: "Change My Mind": New Cars. vs. Used Cars, "Should I apply for my first credit card to build credit?" Listeners share their stupid tax stories, "We earn $195K a year and are falling behind..." "How do I get out of debt (and stay out)?" Support Our Sponsors: Zander Insurance Churchill Mortgage BetterHelp Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Join us for the next bonus budgeting livestream! 🚗 Should I Buy a New or Used Car? 📊 For help with investing, Get connected with a SmartVestor Pro! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 💼 Find the career you were born to do! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Ken Coleman & Dr. John Delony answer your questions and discuss: "How can I find my passion in job?" "How do we talk to my mom about moving out?" "How do I make extra income?" "Can we afford the house we want to build?" "I have anxiety about spending money," "What's the best way to tackle IRS debt?" Support Our Sponsors: BetterHelp Zander Insurance NetSuite Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 📊 For help with investing, Get connected with a SmartVestor Pro! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! 📄 Need help with your taxes? See who we trust. ❤️ Money & Marriage Getaway is back! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Dr. John Delony answer your questions and discuss: "I feel scared about my future..." "Am I entitled to anything if we break up?" "I'm worth $7m but I'm still stingy," "How can I set boundaries with family about money?" "Do we really need to pause investing?" Real talk about the current housing market. Support Our Sponsors: USCCA BetterHelp Zander Insurance Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ❤️ Money & Marriage Getaway is back!  📈 For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Rachel Cruze answer your questions and discuss: How to prepare mentally and financially to take on your spouses debt when you get married Why pausing investing is supposed to feel uncomfortable and light a fire under you while paying off debt A devastating situation where a new mom ended up with a 27% interest rate car loan Key things to know when budgeting on irregular income How to pay factor student loans in to your Debt Snowball when parents have promised to pay Support Our Sponsors: Zander Insurance USCCA Churchill Mortgage Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏠 Find a Ramsey Trusted Real Estate Agent 📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Ken Coleman answer your questions and discuss: "We disagree about how the 'fun money' in the budget can be used," "Should I work for my dad?" "How should I save for kids college?" "Should I use interest from my RobinHood account to lease a car?" "Can I stop working 3 jobs since I'm almost done with Baby Step 2?" Support Our Sponsors: Christian Healthcare Ministries BetterHelp Zander Insurance NetSuite Neighborly Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  💼 Find the career you were born to do! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Dr. John Delony answer your questions and discuss: "Setting boundaries with friends and family," "What's the best way to invest my money?" "How can I pay off $460K of student loan debt?" "Setting kids up for success," Why you have to change your behavior if you want to win with money. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Eight Sleep BetterHelp Zander Insurance Neighborly Next Steps ❤️ Money & Marriage Getaway is back! Get your tickets today! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Ken Coleman answer your questions and discuss: "How can I add fun into my budget?" "Should I finance building a new house?" Ken and Jade weigh the pros and cons of paternity leave, "I am completely unhappy at my new job," "Should we sell our house to pay off debt?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Zander Insurance USCCA Churchill Mortgage Neighborly Next Steps 💡Keep your employees happy, hired, and thriving with SmartDollar.  ☂️Protect yourself with the right coverage—take our coverage quiz! 🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dr. John Delony & Rachel Cruze answer your questions and discuss: "My husband lied to me about his debt," "What should our financial goals be?" "My wife won't be gazelle intense to pay off debt?" "Can I afford to buy a new car?" "How can I start my debt snowball?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: NetSuite Zander Insurance BetterHelp Neighborly Next Steps 📈 For help with investing, get connected with a SmartVestor Pro.  🎟️ Money & Marriage Getaway is back! Get your tickets today! ☂️Protect yourself with the right coverage—take our coverage quiz! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Ken Coleman answer your questions and discuss: "Should we buy a house or keep renting?" "I just lost my job, what should I do?" "What ever happened to haggling at car dealerships?" "I'm 60 and having nothing in retirement," "How can I find a more fulfilling job?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: BetterHelp Christian Healthcare Ministries NetSuite Zander Insurance Neighborly Next Steps ☂️Protect yourself with the right coverage—take our coverage quiz! 🏠 Find a Ramsey Trusted Real Estate Agent 📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Dr. John Delony answer your questions and discuss: "My husband's drinking problem has led to hidden debt I just found out about," "I'm nervous to start the Baby Steps," "A friend lost $600K of my money day trading, what can I do?" "Dealing with a new car loan," "I have $100K in debt and my life is expensive" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Churchill Mortgage Zander Insurance USCCA BetterHelp Neighborly Next Steps ❤️ Money & Marriage Getaway is back! 🏘️ Buy, sell, and invest the right way using Dave’s proven plan. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget! George Kamel & Rachel Cruze answer your questions and discuss: "My husband doesn't know about our debt," "What should I do with the money I'm saving?" "My husband wants to spend my inheritance," "Should I keep paying high rents to avoid high mortgage rates?" "Is Airbnb arbitrage a good option for me?" "We disagree on how quickly to pay off debt." 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: BetterHelp Zander Insurance NetSuite The Chosen Neighborly Next Steps 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget Rachel Cruze & George Kamel answer your questions and discuss: "I became a millionaire and now my family keeps asking me for money," "My mom opened a credit card in my sister's name," All about high-yield savings accounts, "How much truck can I afford?" "Should we move to a cheaper neighborhood?" Dealing with FOMO during the debt snowball. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Christian Healthcare Ministries BetterHelp Zander Insurance Neighborly Next Steps 💰 What Is a High-Yield Savings Account and Do I Need One? 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  🏠 Find a Ramsey Trusted Real Estate Agent 📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget! Ken Coleman & Rachel Cruze answer your questions and discuss: How to decide if you should take a pay cut to spend more time with family. The real risks of taking out a HELOC to build another home. The reality of fighting through shame to gain financial freedom. Why working two full-time remote jobs is more exhausting than beneficial. The best ways to navigate life after medical emergencies. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Zander Insurance Churchill Mortgage The Chosen BetterHelp Neighborly Next Steps 👍 Help us make the show better! Please fill out this quick survey! 📄 Need help with your taxes? See who we trust. 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget! Jade Warshaw & Ken Coleman answer your questions and discuss: "How do I pay off these student loans?" "How can I increase my income?" "How can I pay off debt and build my savings?" "How do I deal with incompetent coworkers?" "How much car can I afford to buy?" "Am I throwing away money by renting?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: USCCA NetSuite Churchill Mortgage Zander Insurance Neighborly Next Steps 👍 Help us make the show better! Please fill out this quick survey! 📄 Need help with your taxes? See who we trust. 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget! George Kamel & Jade Warshaw answer your questions and discuss: "Should I finance a $46k car when I make $42k a year?" Tacky or Hacky: are these legit ways to save money at restaurants? "How should I use my tax return?" "Should I ask my family to buy me a house?" Do these 3 things to set yourself up for retirement. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: The Chosen Zander Insurance BetterHelp USCCA Neighborly Next Steps 👍 Help us make the show better! Please fill out this quick survey! 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  📄Need help with your taxes? See who we trust. File Your Taxes The Ramsey Way Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget! Jade Warshaw & Rachel Cruze answer your questions and discuss: "I feel stuck in a problem I didn't cause," Why you should never try to time the market, 5 reasons to get ANY job (not just wait for your dream job), Why you should think twice before pulling money out of your 401(k) for a hardship withdrawal, "Am I being too financially judgmental about the people I date?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: USCCA The Chosen BetterHelp Zander Insurance Neighborly Next Steps Why You Shouldn’t Withdraw From Your Retirement to Pay Off Debt 👍 Help us make the show better! Please fill out this quick survey! 🏠 Find a Ramsey Trusted Real Estate Agent 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget! Dr. John Delony & Ken Coleman answer your questions and discuss: "How can I get my wife to come to the table to budget with me?" "I lost a bet so I have to call the show..." "How do I get my husband to take the lead?" "I feel like I'm worth more than I'm being paid," "Am I able to retire?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Churchill Mortgage BetterHelp Zander Insurance The Chosen Neighborly Next Steps 👍 Help us make the show better! Please fill out this quick survey! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend  🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget! Rachel Cruze & George Kamel answer your questions and discuss: "My wife gets mad when I bring up budgeting," "My husband wants to finance a $90K truck," Getting rid of a $347k HELOC, "My ex-boyfriend left me with an RV payment I can't afford," (why you can't be generous with money you don't have, The ultimate mortgage hack, "Can I use my emergency fund to buy a newer car?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: BetterHelp Zander Insurance NetSuite USCCA Neighborly Next Steps 👍 Help us make the show better! Please fill out this quick survey! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend  ☂️ Protect yourself with the right coverage—take our coverage quiz! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget! Jade Warshaw & George Kamel answer your questions and discuss: "Should I keep renting or buy a house?" What you need to know about taxes in 2024, Getting out of an upside-down vehicle, What are the 7 Baby Steps? When parents guilt trip their kids over money, Why you have to drop your excuses and embrace the suck, or else be satisfied with your current state. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Zander Insurance Eight Sleep The Chosen BetterHelp Neighborly Next Steps Tax Season 2024: What You Need to Know (and Looking Ahead to 2025) 👍Help us make the show better! Please fill out this quick survey! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Ken Coleman answer your questions and discuss: "I'm worried about using savings to pay off debt," "Is the stability of a full-time job worth a pay cut?" Why increasing your income is key to paying off debt and building wealth, "What's the best way to use extra income?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: NetSuite Christian Healthcare Ministries Zander Insurance Churchill Mortgage Neighborly Next Steps 👍 Help us make the show better! Please fill out this quick survey! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  📈 For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Jade Warshaw answer your questions and discuss: "Convince me why I should pay off my debt instead of keeping money in a high-yield savings account," The best ways to get out of a poverty mindset, "My in-laws want to "help us" buy a house," George and Jade layout some great side-hustle ideas, "Can I afford to buy a boat?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Zander Insurance The Chosen BetterHelp NetSuite Neighborly Next Steps Insurance Score: How Insurance Providers Use Your Credit Score, 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  🏠 Find a Ramsey Trusted Real Estate Agent Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & Ken Coleman answer your questions and discuss: "Should I pay off my house?" "Is it greedy to have a monthly income goal?" "Which debt should I pay off first?" Why you can't blame your way to a better life, "I've got a pile of debt and don't know what to do," "What's the best way to build wealth?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Zander Insurance BetterHelp USCCA Neighborly Next Steps 👍 Help us make the show better! Please fill out this quick survey! 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Jade Warshaw & George Kamel answer your questions and discuss: "I'm tired of buying used cars; can I buy a new one?" 5 tax myths for tax season, "I don't know what to do with my money," "I'm getting killed by the interest on my debt," "We're not on the same page about money" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Christian Healthcare Ministries The Chosen Zander Insurance Churchill Mortgage Neighborly Next Steps 👍 Help us make the show better! Please fill out this quick survey! 🎟️ It's game on! Get your ticket for Total Money Makeover Weekend.  📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Ken Coleman answer your questions and discuss: Dealing with crappy HOAs, "I'm afraid to stop living a beans and rice lifestyle even though I'm financially secure," "I feel like I'm fighting a losing battle," "What do I do with an old 401(k)?" read more: 401(k) Rollovers: Everything You Need to Know, "How can I get rid of these student loans?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: BetterHelp USCCA NetSuite Zander Insurance Neighborly Next Steps 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  📈 For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Dr. John Delony answer your questions and discuss: "I'm afraid to talk to my family about money," "My wife feels like she owes me money," "I need some financial direction," "My son is unemployed and is losing his home," "Can I get Dave's blessing to buy a new expensive car?" "Should I work for less pay if it's more fulfilling?" "Can I build wealth on a tight budget?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Zander Insurance Churchill Mortgage The Chosen BetterHelp Neighborly Next Steps 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  📄Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

🚨 Exclusive Livestream Offer 🚨 Get EveryDollar for $64.99 or Ramsey+ for $99.99: https://everydollar.com/start At the Break the Cycle livestream, our experts will break down what’s really keeping you stuck with your money—and the simple changes you can make to get unstuck. If you commit, 2024 can be the year you feel confident in your finances and start making real progress with your money.   Listen to more from Ramsey Network: 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈EntreLeadership

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! George Kamel & Ken Coleman answer your questions and discuss: "Convince me to cut up my credit card..." "It seems like we can never catch up and save," "How much house can I afford?" "How do I know if I'm being paid fairly?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: Zander Insurance BetterHelp USCCA The Chosen Neighborly Next Steps 💡Keep your employees happy, hired, and thriving with SmartDollar. 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  ☂️Protect yourself with the right coverage—take our coverage quiz! Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should I pay off my investment property or buy another?" "Will we ever be able to get a house?" "My girlfriend is going to take on $250k of debt," "My bills are more than my income," "I feel aimless with my money, what should I do?" 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: The Chosen Zander Insurance BetterHelp NetSuite Neighborly Next Steps 🎟️It's game on! Get your ticket for Total Money Makeover Weekend.  ☂️Protect yourself with the right coverage—take our coverage quiz! Explore More Shows from Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & George Kamel answer your questions and discuss: "What kind of car can I afford?" "How do I manage a $1 million inheritance?" "Is it too late to save for retirement?" Dave sums up the Ramsey Plan, Dave and George talk to millionaires about how they built their wealth in another Baby Steps Millionaire Theme Hour. 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: The Chosen Zander Insurance BetterHelp NetSuite Neighborly Next Steps ☂️Protect yourself with the right coverage—take our coverage quiz! 🏠 Find a Ramsey Trusted Real Estate Agent 🎧 Listen to all The Ramsey Network podcasts: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & George Kamel answer your questions and discuss: "What's the best way to build a home?" "How do I tell my boss that I'm leaving?" "What's the best way to combine finances?" "My husband is reluctant to do the Baby Steps," "Should I save or invest most of my income?" "I bought a house with my ex-fiancee," "Should I move back in with my parents?" "Should we focus on paying off our home?" "Can we afford to spend $110K on an RV?" "How can I build a stable financial future?" "My debt is stressing me out," "Should we be investing while paying off debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage The Chosen Zander Insurance Christian Healthcare Ministries Neighborly Find a Ramsey Trusted Real Estate Agent: Click Here Protect yourself with the right coverage—take our coverage quiz! Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Ken Coleman answer your questions and discuss: "My mentor is mad that I didn't invest with him," "What's the best way to pay off my debt?" "Should I pay off my house with my IRA?" "Should we move closer to my work?" "How do I ask for a raise increase?" "I feel stuck in my job," "Can I buy a house without credit or in cash?" "Should I sell my real estate investments?" "We're upside down on our cars," "Should I change careers?" "How do I talk to my foster son about money?" "Should I roll over my IRA?" "Should I look for a new job?" "How do I negotiate my work compensation?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Eight Sleep USCCA BetterHelp Zander Insurance Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Find a Ramsey Trusted Real Estate Agent: Click Here Protect yourself with the right coverage—take our coverage quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel & Dr. John Delony answer your questions and discuss: How to talk to friends when they're struggling with finances, Why you should never keep debt even if it's a low interest rate, read more: Pay Off Debt or Save for the Future? "I just discovered we're living paycheck to paycheck on my husband's six figure salary - what should I do?" read more: Money and Marriage: 7 Tips for a Healthy Relationship "How to balance work, paying off debt, and life with a new baby," "How do I pay bills without an income?" "Should I quit my job to work on my business?" "My dad is hopeless, how can I help him?" "Should I wait for student loan forgiveness?" "How do I stop spending money on dumb things?" "Can we afford to buy a house?" "The best way to pay extra on a mortgage," "Getting out of a poverty mindset" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Christian Healthcare Ministries The Chosen BetterHelp Zander Insurance Neighborly Find a Ramsey Trusted Real Estate Agent: Click Here Protect yourself with the right coverage—take our coverage quiz! The simplest way to budget for your life: EveryDollar Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Jade Warshaw answer your questions and discuss: "I'm $400k in debt...what do I do next?" "How can I avoid student loans?" "How can I encourage others to get out of debt?" "I'm worried that my help has been a waste," "How can I buy a car while paying off debt?" "Starting over after a divorce," "Do I need life insurance if I have no income?" "Should I move out on my own?" "Should I sell my business?" "Paying off debt while in college," "How should we set up our estate plan?" "Should I quit my job to be a stay-at-home mom?" "I don't know how to move forward financially," Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance BetterHelp NetSuite Neighborly Find a Ramsey Trusted Real Estate Agent: Click Here Protect yourself with the right coverage—take our coverage quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Rachel Cruze answer your questions and discuss: "My father-in-law is trying to sell us whole life insurance," "My husband has an underpaying job and thinks our money is my responsibility," "Is it okay for my grandma to give me $30K and not the rest of my family?" "Should I invest more or pay off my house?" "Is there any hope for my finances?" "Am I hurting my family's financial future?" "Should we wait for student loan forgiveness?" "Is a CD the safest place for an investment?" "Should we sell before our yard is taken?" "How do we navigate combining finances?" "Should we lower our tithe?" "Should I sell my rental property?" "What's the fastest way to pay off a vehicle?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA Zander Insurance The Chosen Churchill Mortgage Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & George Kamel answer your questions and discuss: "How can we best bless our kids?" "Should we sell our home when we move?" "How should we handle estate planning?" "How do I prepare to buy a house?" "Covering medical bills while paying off debt," The difference between gross and net income, "Can we afford to buy a house?" "How much should we be spending?" "What tax deductions should I look for?" "How do we clean up our financial mess?" "How can I sell my car?" "What should we do with extra money?" "How should we use a life insurance payout?" "Sell our house and move to pay off debt?" "How can I best help my mom?" Why you should ride the investing rollercoaster. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA Zander Insurance The Chosen Churchill Mortgage Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & George Kamel answer your questions and discuss: "My husband's crazy ex-wife is trying to steal our money," "How do I budget and build wealth?" "Should we take out a HELOC to buy a vacation home?" "Does this pass the 'burn on the floor' test?" "Can I invest while saving my emergency fund?" "I'm 63 and don't know how to retire," "Should we cash out a whole-life policy?" "Pay off debt or keep saving for school?" "Should I invest or save for home repairs?" "Should we cash out my wife's retirement?" "My husband's side hustle doesn't make money," "I'm $45,000 in debt, what can I do?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: The Chosen Zander Insurance Churchill Mortgage BetterHelp Neighborly Find a Ramsey Trusted Real Estate Agent: Click Here Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Jade Warshaw & Rachel Cruze answer your questions and discuss: Going back to school while paying off debt, Getting on the same page with a significant other, "In dating, when do you discuss 'non-negotiables'?" "What should I do after getting a pay raise?" "How can I invest while in college?" "Am I paying off my mom's debt the right way?" What salary is considered "middle class"? "Should we sell our rental properties?" "What should I do as a recent college grad?" "Should I take out a 0% interest loan?" "Should we buy a house?" "Where should we be saving for a house?" "Invest or pay off our home before having kids?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA BetterHelp Zander Insurance Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Ken Coleman answer your questions and discuss: "Where should we be saving after selling a house?" "Should we continue working for family?" "Should I repair or replace my totaled car?" "How do we start a business without debt?" What it means that mortgage rates are dropping, "How do I build wealth as a teacher?" "I feel discouraged about money," "What's the best way to become a pilot?" "Saving for a ring while paying off debt," "What is considered a 'good income'?" "How much house can we afford?" "I don't want to be a sugar mama," "How do I pick the right career?" "Struggling with spending after paying off debt" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Zander Insurance BetterHelp Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Dr. John Delony answer your questions and discuss: "I'm being sued by a credit card company," "Should we pay off student loans first or buy a house?" "Pull from stocks to pay off our house?" "Should I lie to my entitled mother about money?" "Should I pay my dad's parent plus loan?" "Should I use savings to pay off my truck?" "Go back to school if we still have debt?" "My wife struggles with my career as a firefighter," Dave's advice around prenups, "Should my parents set up a trust or a will?" "How can I get rid of my car?" "Convincing my daughter to pay cash for college," "Should I leave my marriage? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: NetSuite BetterHelp Zander Insurance Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & George Kamel answer your questions and discuss: Setting goals that actually work, "How do we stop living paycheck to paycheck making $130k a year?" "How should I plan to buy a house?" read more: First-Time Home Buyer’s Complete Guide, "Should we wait for student loan forgiveness?" "How can I ditch my universal life policy?" "Should we buy a failed business?" "How can I talk to my husband about money?" "My parents are in financial ruin," "How can I pay off debt with 90% interest?" "Do your parents' debts pass on to you?" "What's the best way to invest $200K?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Zander Insurance BetterHelp Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Need help with your taxes? See who we trust: Click Here Protect yourself with the right coverage—take our coverage quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Ken Coleman answer your questions and discuss: "Should we sell our house to buy another one?" "Should I buy my wife a new car?" "My health insurance is $1500/month," "I'm a pastor, how can I increase my income?" "Should I buy a $1m House" "Pay off my house or focus on retirement?" "How do I buy a house without credit?" "Creating a budget for inconsistent income?" "We loaned our son money that he won't pay back," "Should I tithe if I don't attend the church?" "I'm having a moral conflict with my career," "Save extra in case my 529 runs out?" "How do I discern if my new job is good or not?" "Should we focus on finding good interest rates?" "What should I do with an inheritance?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp USCCA NetSuite Zander Neighborly Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & George Kamel answer your questions and discuss: "I'm 22 years old, how do I start investing?" "Should I pay off my ex-husband's house?" "Should I invest more than 15%?" "Should we use savings to pay off the house?" "Marriage is falling apart, wife is crazy spending," "What should I do with an annuity my dad left?" "Ex-wife wants a one-time alimony payment" "Should I get a career starter loan from the navy?" "What should I do with my old 401(k)?" "We're having trouble keeping a budget," "When do you have to pay capital gains tax?" "How do I save money left from scholarships?" "Trying to decide between two jobs." Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Zander Insurance Balance of Nature USCCA Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Join the Crusade at Ramsey Solutions! Apply Now! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & George Kamel answer your questions and discuss: "We disagree on how much to save for a house," "How do I save for retirement at my age?" "What should I do after going through divorce?" "How do I start building long-term wealth?" "How should I enjoy wealth as a pastor?" "Should I pay off medical bills or cars?" "Should I mortgage my rental properties?" "How do I prepare for upcoming expenses?" "Should I be concerned about de-dollarization?" Baby Steps Millionaire Theme Hour. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Balance of Nature Christian Healthcare Ministries BetterHelp Neighborly Join the Crusade at Ramsey Solutions! Apply Now! Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Take advantage of credit card points?" "How to prepare for a job loss?" "Should I change companies for a raise?" "How do I set boundaries with my parents?" "How do I navigate a family tragedy?" What happens to your brain when you experience trauma, "How can I help my son with his medical debt?" "Should we refinance our mortgage?" Trying to sell a camper to family, "Buy a new car or pay off my house?" "401(k) loan to pay off a reverse mortgage?" "Pull from a brokerage account to pay off debt?" "Buy a second home to be near my boyfriend?" "Get a job that pays more if it requires a new car?" "How do I stop living below the poverty line?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA Zander Insurance BetterHelp Churchill Mortgage Neighborly Protect yourself with the right coverage—take our coverage quiz! Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Dr. John Delony answer your questions and discuss: "I'm running out of money to fight for custody," "Should I wait to pay off my house?" "Making wise plans for our future family," "Am I on Baby Step 2 or Baby Step 7?" "How soon should we pay off our mortgage?" "How do you explain paying off a home with a low monthly payment/balance?" "We are scared to go into debt for a house" "Should we update our house even if we move later?" "I owe over $200K in student debt, what do I do?" "How can I help my mother with her spending?" "How do I get out of my 19% interest car loan?" "How do I access funds in retirement?" "Should I downsize now that the kids are gone?" "Am I too old to take out a student loan?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage BetterHelp Zander Insurance Balance of Nature Neighborly Need help with your taxes? See who we trust. Protect yourself with the right coverage—take our coverage quiz! Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Merry Christmas! We hope you enjoy this special replay episode of our Annual Giving Show from last year. If you missed this year's Giving Show on December 18th, it was a special one; make sure you go back and listen to it. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsor: Neighborly Need help with your taxes? See who we trust. Protect yourself with the right coverage—take our coverage quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Jade Warshaw & Ken Coleman answer your questions and discuss: "Should I refinance my student loans?" "Am I being too intense?" "Should we give money in Baby Step 2?" "How do I handle a loan with my ex-husband?" "Should I quit my day job?" "How do I start paying off my credit cards?" "How can we cash flow a baby?" Buying a house while paying off debt, "I owe my sister $20,000," Jade shares party budgeting tips for Christmas, "What should I do after paying off debt?" "Should I sell my car?" "How do I pay off debt & build wealth?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Churchill Mortgage BetterHelp Balance of Nature Neighborly For help with investing, get connected with a SmartVestor Pro: Click Here Protect yourself with the right coverage—take our coverage quiz! Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we sell our house?" "I don't want to wait to start investing," "Should we buy a smaller house?" "How can I get out of debt?" "My ex-wife isn't contributing to our kids' education," "Should I pay off my fiance's debt?" "Should I wait to sell my car?" "How do I navigate life without credit?" "Should I take out a HELOC to do a remodel?" "What should I do with my whole life insurance policy?" "My husband wants to buy a new side-by-side," "My student loans are going into collections," "Financially preparing for divorce," "Should I buy a Camaro?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Balance of Nature BetterHelp Zander Insurance Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Need help with your taxes? See who we trust: Click Here Protect yourself with the right coverage—take our coverage quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy