Business Day Spotlight

The path to profitability for one of say’s largest fintech players is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Jeff Parker, CEO of Paymentology. The discussion outlines the company’s journey over the years; business model; raising capital; and the current make up of the business. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

SA’s tech skills shortage for women is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Thoko Miya, CEO of GirlHype. Topics of discussion include: GirlHype’s mission and purpose; the organisation’s operating model; challenges facing women in tech; and details of SA’s tech skills shortage. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

The business of foreign exchange (forex) is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Harry Scherzer, CEO of Future Forex. Topics of discussion include: Future Forex’s business model; standard practices and pricing of banks in this market; regulations governing the movement of money; and strategies to win customers. Business Day Spotlight is a MultimediaLIVE Production

Amazon’s strategy to win SA’s competitive e-commerce market takes centre stage in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Robert Koen, MD of Sub-Saharan Africa at Amazon. Topics of discussion include: Amazon’s value for customers and merchants by having a presence in SA; logistics and fulfilment; and assessment of competition. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

Data led decision making is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Zimkhita Buwa, new CEO at Intellinexus, together with company founder, Jacques du Preez. Topics of discussion include: Intellinexus; evolution of business intelligence; using data for decision making; and the role of AI. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

Passive investments and tracking indices is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Daniel Dos Passos, senior portfolio manager at RMB Indexation. Topics of discussion include: active versus passive investment; FirstRand’s use of indexation products; state of the market; alternative investments; and an outlook for the sector. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

Technology, media and technology (TMT) is the focus in this edition of the Business Day Spotlight.  Host Mudiwa Gavaza is joined by Chele Moyo, TMT coverage banker at Absa CIB and Barbara Asafu-Adjaye, head of TMT at Absa Ghana.  Topics of discussion include: the African Union Digital Transformation Strategy, importance of digital infrastructure and connectivity on the African continent, the role of mobile money and financial inclusion; the striking a balance between technological advancement and socio-economic priorities.  Business Day Spotlight is a MultimediaLIVE Production.

The economic implications of artificial intelligence use in music is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Chola Makgamathe, general manager for legal service at the SA Music Rights Organisation (SAMRO). She also serves as chairperson of the Copyright Coalition of SA. Makgamathe highlights the current trends, discussions and potential impact of AI use in music and the broader creative industry. Creative industries are estimated to contribute up to 5% of GDP in SA. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

Artificial intelligence (AI) development with a telecoms operator is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Stefan Steffen, group head of data and AI at Telkom. He highlights what AI means for Telkom and the broader telecoms context industry; realities involved in commercialising AI systems; and making clear the relationship between AI and data. Business Day Spotlight is a MultimediaLIVE Production.Producer is Demi Buzo.

Cuts in tax incentives for foreign film and television projects is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Nick Cloete, Animation SA’s head of policy and outgoing National chairperson; Paul Raleigh, director at Hollard Film Guarantors; and Ayanda Sibisi, interim general secretary the Independent Producers Organisation (IPO). Topics of discussion include: government move to cut tax incentives for foreign film projects; SA’s ability to compete with other countries for big budget projects; and how producers are working to engage the state on these matters. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

The state of SA’s property sector in the second quarter of 2024 is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andrew König, CEO of Redefine Properties. Topics of discussion include: current state of the property sector; trends driving activity; impact of higher interest rates on operations; and engagements with employees. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

Investment in satellite communication is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Kyle Whitehill, CEO of Avanti Communications. Topics of discussion include: the development of satellite technology over 25 years; the growing popularity of low orbiting satellites; partnerships with telecoms operators; and drivers of investment in telecommunications infrastructure. Business Day Spotlight is a MultimediaLIVE Production.

Digital protections for SA’s small business sector is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Reabetswe Motsamai, marketing and communications manager at MakwaIT Technologies. Motsamai outlines the economic impact of South Africa's high cyber exposure; why SMEs are vulnerable to cyber threats and the resulting operational impacts; how business owners can implement proactive cybersecurity measures. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

A new R1bn venture capital (VC) fund looking to shake up SA tech investment is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Conducive Capital founders Clive Butkow and Mitchan Adams. Topics include: developments in a number of areas such as trends in raising capital; challenges in finding capital; evolution of VC investing; the value of VC to SA’s economy; how to grow SA’s technology ecosystems; and an outlook for the sector. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

New IT governance laws set to come into later in 2024 are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Guy Krige, Executive Risk Consultant at Escrowsure. Topics of discussion include: an outlining new IT laws that will soon affect SA’s financial services industry; the mechanics of software escrow services; challenges in becoming compliant; and possible impact on procurement practices. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

Effort to grow small businesses in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Nobesuthu Ndlovu, director of SME at Old Mutual. Topics of discussion include: challenges faced by small businesses in the country; pushing SME growth and profitability; and the significance of supporting SMEs owned by marginalized groups. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

The economics of sports and entertainment in 2024 is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tony Simpson, partner and global head of sport at Oliver Wyman. Topics of discussion include: value of sport to an economy; broadcast rights; growth of sports streaming; the place of soccer in global sport; and shortcomings of Africa soccer industry. Business Day Spotlight is a MultimediaLIVE Production. Producer Demi Buzo.

Sony’s premium consumer electronics business is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Jobin Joejoe, MD for Sony Middle East and Africa (MEA). Topics of discussion include: Sony’s business in the region; pricing strategies; SA as a market for consumer electronics; and technologies that Sony is investing in. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

Planet42’s ongoing push to dominate vehicle subscriptions is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Eerik Oja, CEO and co-founder of car subscription service Planet42. Oja outlines his company’s funding and strategy. Topics of discussion include: Planet42 funding efforts; the evolution of vehicle subscriptions in SA; opening a physical car shop; competition; and the company’s investment technology. Business Day Spotlight is a MultimediaLIVE Production. Producer is Demi Buzo.

Telkom’s research and development (R&D) strategy takes centre stage in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tsabi Molapo, executive for research and innovation at Telkom, one of SA’s largest telecoms operators. Topics of discussion include: Telkom strategy around R&D; the company’s method for solving its own challenges through technology; emerging technologies; and building commercial models. Business Day Spotlight is a MultimediaLIVE Production.

Artificial intelligence use in corporates and large businesses is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ria Pinto, country manager and technology lead for SA at IBM. Topics of discussion include: defining AI in 2024; data from IBM’s recent AI computing study; use cases for AI in corporates; and the talent shift needed to make the most of the technology. Business Day Spotlight is a MultimediaLIVE Production.

Temporary and seasonal employment strategies is the focus in this edition of the Business Day Spotlight.  Our host Mudiwa Gavaza talks to Quintus Sliep, MD of Worldwide Staffing.  Sliep explains the strategies that companies use to expand capacity; employment trends in SA; the impact of technology on hiring decisions; and the place of permanent employment in the current environment.  Business Day Spotlight is a TimesLIVE Production.

Honor’s business strategy in SA is the focus in this edition of the Business Day Spotlight.  Our host Mudiwa Gavaza talks to Fred Zhou, general manager for Honor SA. Topics of discussion include: the size and scope of Honor’s business; strategy for SA; the company’s local product range; and challenges faced by the business. Business Day Spotlight is a TimesLIVE Production.

Advertising business, Avatar Agency Group is helping to position and grow Absa’s business. In this edition of the Business Day Spotlight, we talk to the man at forefront of making this happen. Our host Mudiwa Gavaza talks to Zibusiso Mkhwanazi, co-founder of Avatar and executive chair at M&N Brands. Topics of discussion include: the size and scope of Avatar’s business; the role of technology and AI in storytelling; the state of advertising in SA during the pandemic; the place of radio, television and print advertising in a digital economy; and challenges faced by creative businesses. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Trading in local BEE share schemes is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza talks to Anthony Wilmot, founder of The Integrated Exchange (I-Ex). Topic of discussion include: I-Ex’s history’s and strategy; trade in local BEE schemes; MultiChoice’s Phutuma Nathi; and I-Ex’s expanded offering. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The use of artificial intelligence (AI) in market research is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza talks to Mike Abel, non-executive chair of Sens. Topic of discussion include: Sens’s business model; the concept of behaviour tech; opportunities for market research; and plans to grow the platform locally and internationally; Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Barriers keeping more people in SA from owning a home is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza talks to SA Home Loans COO, Zakheni Dlamini. Topic of discussion include: the latest in home loan trends; barriers to entry for South Africans looking to own property; outlook for 2024; together with advice for current and prospective homeowners. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Samsung SA’s consumer electronics strategy for 2024 takes centre stage in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza talks to Samsung SA’s vice-president for consumer electronics, Michael van Lier, at the company’s office in Johannesburg. Topic of discussion include: Samsung’s consumer electronics strategy for 2024; the impact of the economic downturn on consumers; trends in TV technology; artificial intelligence; and . Business Day Spotlight is a TimesLIVE Production.

Short term and contract work trends are the the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Gary Silbermann, co-founder and innovation director at One Degree. Topic of discussion include: One Degree’s business model; the trend towards contract work; dynamics affecting permanent work; and strategies for making use of short term contracts. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

State of local venture capital (VC) and private equity (PE) is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tshepiso Kobile, CEO of the South Africa Venture Capital and Private Equity Association (SAVCA). Topic of discussion include: what is the difference between PE and VC in SA; trends shaping the market; the level of deal flow in SA; and the ease of Why are so many founders having to leave SA access funding? Business Day Spotlight is a TimesLIVE Production

Seacom’s strategy to win in the IT services arena and evolution of telecoms infrastructure is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Alpheus Mangale, Seacom’s group CEO. Topic of discussion include: Seacom’s shift in business strategy; the company’s plan to acquire businesses; what it takes to compete in the managed IT services market; and how the group is funding its growth. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

KPMG CEO Ignatius Sehoole, has called for harsher punishment for auditors who knowingly sign off incorrect audit reports, saying they should go to jail and authorities must “throw away the key”. Sehoole, who took over the reins at KPMG in 2019, told Business Day Deputy Editor, Tiisetso Motsoeneng, he had no sympathy for people involved in corruption and fraud, and who intentionally misled investors, the public and regulators. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The use of e-commerce in food and pet care is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tineiwo Muzenda, e-commerce national key account manager at Mars Multisales Southern Africa. Topic of discussion include: Mars’ strategy around e-commerce in SA, how does this compare to other parts of the world; the partner ecosystem and which products have done well locally; and data around consumers buying behaviours. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

A look back at the 2024 national budget through the lens of a large energy company is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Aluwani Museisi, newly appointed country chair of Shell SA. Museisi gives his impressions of the budget; Shell efforts to grow in solar; the impact of load-shedding on the companies local operations; ways in which the company is mitigating the risks posed by load-shedding; oil prices; and the impact load shedding on fuel sales in SA. Business Day Spotlight is a TimesLIVE Production.

SA’s success in the global customer support and technology investment is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by John Watling, the CEO of Nutun. Topics of discussion include: Nutun’s business model; the company’s growth strategy; reasons for SA’s success in the global BPO market; technology investment. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The growth of online marketplace for business to source goods and services is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by the team from Zandaux: founder and CEO Franck Obambi Ngatse, and CTO Dennis Reumer. Topics of discussion include: Zandaux’s history and business model; challenges faced in Africa’s cross border trade; the company’s strategy for growth; plan for an upcoming funding round; and technology investment. Business Day Spotlight is a TimesLIVE Production.

Business confidence in SA is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Richard Downing, an economist with the SA Chamber of Commerce and Industry (SACCI). Topics of discussion include: the latest results around business confidence in SA; factors driving sentiment;SA’s monetary and fiscal policy agenda; and the impact of elections on business confidence. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

TCL’s strategy to win over SA’s budget smartphone market, beyond its Alcatel name plate, is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Ernst Wittmann, regional manager for Southern and East Africa at TCL. Topics of discussion include: the history of TCL in SA; plans to phase out the Alcatel brand; factors driving growth in the budget smartphone market; and pricing strategies. Business Day Spotlight is a TimesLIVE Production.

A review of the recently held Mining Indaba is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Chris Green, managing partner at Hogan Lovells. Topics of discussion include: challenges faced in Africa’s mining sector; contribution of mining to economic output; the use of technology in exploration; and the role of sustainability in the sector. Business Day Spotlight is a TimesLIVE Production.

Diversifying investment portfolios through xchange traded funds (ETFs) is the focus in this edition of the Business Day Spotlight. Host Mudiwa Gavaza is joined by Kingsley Williams, chief investment officer at Satrix, one of SA’s biggest providers of index-tracking investment solutions. Topics of discussion include: the state of ETFs in 2024; Satrix decision to list two new funds; and factors currently affecting investment decisions. Business Day Spotlight is a TimesLIVE Production.

Online video streaming and growth of artificial intelligence (AI) is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Kumbirai Gundani, head of technology, media and telecommunications at Standard Bank’s corporate and investment banking (CIB) unit. Topics of discussion include: development of technology infrastructure in SA; opportunities for businesses; development of video streaming and how technology companies can define use of AI. This is the second in a two part discussion with Gundani. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Opportunities made possible by communications infrastructure in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Kumbirai Gundani, head of technology, media and telecommunications at Standard Bank’s corporate and investment banking (CIB) unit. Topics of discussion include: development of telecommunications infrastructure in SA; opportunities for operators and funders; and how technology companies can make the most of local networks and the internet. This is the first in a two part discussion with Gundani. Business Day Spotlight is a TimesLIVE Production.

Artificial intelligence (AI) and skills to capitalise on the trend are the focus in this edition of the Business Day Spotlight.  Our host Mudiwa Gavaza is joined by Tanuja Randery, vice president and managing director of Amazon Web Services for Europe, Middle East and Africa.  Topics of discussion include: AWS’s investment in SA; the skills needed to make the most of AI in the region; ways in which AI is changing business operations; and how local companies are responding to the technology.  Business Day Spotlight is a TimesLIVE Production.

The state of SA’s insurance market takes centre stage in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Cedric Masondo, CEO of PSG Insure. Masondo unpacks the state of SA’s insurance industry; the impact a prolonged hard insurance market; factors driving activity for both supply and demand; and trends going forward. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The Reserve Bank’s decision to keep SA’s borrowing costs unchanged is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza hear from experts: Hilary Joffe, editor-at-large for Business Day; Ester Ochse, product head at FNB Integrated Advice; and economists from Momentum Invest. Topics of discussion include: the Reserve Banks rationale for keeping interest rates unchanged; outlook for inflation; and global factors affecting financial markets. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The impact of data sovereignty on Africa's economy is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tesh Durvasula, CEO of Africa Data Centres (ADC). Topics of discussion include: implications of data sovereignty; developments around cloud computing and artificial intelligence (AI); and how business should be thinking around data protection. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Growing Africa’s technology ecosystem and attracting more funding to the sector is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andile Ngcaba, chairman of Convergence Partners Topics of discussion include: the firm’s investment philosophy; Convergence Partners’ deal to buy Datacentrix; the growth of private equity in Africa; and the opportunities that the firm sees in tech investment. Business Day Spotlight is a TimesLIVE Production.

Economic resilience in a year of political uncertainty is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ndumiso Kubheka, chief economist at KH Equity Partners. Topics of discussion include: looking back at the economy in 2023; efforts to curb inflation and interest rates; political risk; and an outlook for the year ahead. Business Day Spotlight is a TimesLIVE Production. Produced by Demi Buzo.

Ways in which young people, teens and preteens, can better navigate life in a digital world is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Dean McCoubrey, the Founder of MySociaLife. Topics of discussion include: history of MySociaLife; business model; plans for growth; and in depth analysis of issues affecting young people in online spaces. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Pushing up digital payments is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Simphiwe Phakathi, executive head of sales and distribution at EasyPay Everywhere. Topics of discussion include: financial inclusion; EasyPay’s plan to capture market share in the traditionally unbanked market; and a critique of the wider fintech landscape in SA. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The proposed Tax Administration Laws Amendment Bill and its enforcement is the focus in this edition of the Business Day Spotlight.  Our host Mudiwa Gavaza is joined by Ettienne Retief, chairman of the SA Institute of Professional Accountants (SAIPA)’s national tax and SARS committee.  Topics of discussion include: proposals in the new bill; history of SA’s grey listing; and ways in which government could work to enforce the laws;  Business Day Spotlight is a TimesLIVE Production

Pushing up internet use through more affordable smart devices is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Caroline Mbugua, head of state commendation and GSMA director of public policy for Sub-Saharan Africa. Topics of discussion include: finding from the body’s recent report; device affordability in Africa; and solutions for making smart devices more accessible. Business Day Spotlight is a TimesLIVE Production, produced by Demi Buzo.

Growing sophistication in digital security in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andrew Moodley, chief digital officer at Axiz. Topics of discussion include: cybersecurity risks driven by factors like rapid digital transformation, remote work trends and growing artificial intelligence (AI) use. Business Day Spotlight is a TimesLIVE Production.

Digital and cyber threats for businesses in SA is the focus in this edition of the Business Day Spotlight.  Our host Mudiwa Gavaza is joined by David Emm, principal cybersecurity researcher at Kaspersky.  Topics of discussion include statistics around growing digital threats in SA; the evolution of cyber attacks in the Africa region; and the threat posed by growing artificial intelligence (AI) use.  Business Day Spotlight is a TimesLIVE Production.

Former Eskom CEO Andre de Ruyter laid out challenges facing the newly appointed CEO of the ailing power utility, saying the state-owned company will be back at Treasury in 3-4 years for bailouts unless the tariffs matched the cost of electricity generation.  Speaking to Business Day Spotlight podcast,  de Ruyter said the bailout was necessary, but not sufficient, to turn around the utility, which is saddled with R400bn-plus of debt and plagued by breakdowns at its ageing coal-fired plants. Business Day Spotlight is a TimesLIVE production. The producer is Demi Buzo.

Workday’s expansion plans for SA and Africa is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by the team from Workday: Fred Nylander, VP for North Europe and emerging markets, Pierre Gousset, VP of presales for the EMEA region, and Kiveshen Moodley, country manager for SA. Topics of discussion include the evolution of Workday’s business model; growing use of technology in human capital and finance management; and possible disruption to the workforce by artificial intelligence and machine learning platforms. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Artificial intelligence systems in customer communications is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Wayne Toms, CEO at GhostDraft. Topics of discussion include: how are South African financial services players adapting to meet the demands of modern consumers; understanding the importance of customer experience; how can platforms ensure that their customer communication is effective; and effective strategies help South African banks build trust and loyalty among their customers. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Death care and the economics surrounding funerals is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Thabisile Sethaba, co-founder and COO at SendOff Funeral App. Topics of discussion include: SendOff’s business model; the rationale for creating such a platform; and ways in which people can be more efficient with their spending around funerals. Business Day Spotlight is a TimesLIVE Production.

TymeBank, SA’s first fully digital bank, may list on a major stock exchange in the next four to five years, as its valuation approaches R20bn, its co-founder and CEO Coen Jonker says. Speaking to Business Day deputy editor Tiisetso Motsoeneng, Jonker said the bank, which launched in 2018 and has attracted more than 8-million customers, is now valued at about $965m (R17bn) after raising $105m in a funding round in recent months. Business Day Spotlight is a TimesLIVE Production. This podcast is produced by Demi Buzo.

Mainstream adoption of tokenisation, underpinned by blockchain technology, is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Connie Bloem, co-founder and executive head at Mesh.Trade. Topics of discussion include: Mesh.Trade’s business model; the rationale for tokenisation; how tokens are being applied to real world assets; the development of alternative financial asset classes; regulation; and the outlook for the sector. Business Day Spotlight is a TimesLIVE Production. Produced by Demi Buzo.

Fixed income as an area of investment is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Attila Kadikoy, managing partner of Levantine & Co Wealth Managers. The discussion includes the state of fixed income; reasons for growth in this asset class; the appropriate type of fixed income investments; and a look at government bonds versus company paper. Business Day Spotlight is a TimesLIVE Production.

Mukuru’s strategy in Africa’s growing cross-border money transfer market is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andy Jury, CEO of Mukuru. The discussion includes the state of remittances on the continent; regulations and how money is flowing in Africa; the importance of financial inclusivity; and the benefits of having more players in the money-transfers market. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Vodacom’s financial services strategy is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Mariam Cassim, CEO of Vodacom Financial Services. Topics of discussion include: Vodacom's strategy for growth in mobile payments; plans to grow remittances; importance of partnerships; and plans for future product areas. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Black Friday through the lens of transaction data is the focus of this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tshipi Alexander, head of card Issuing at Absa Everyday Banking and Vish Chetty, executive for payments acceptance at Absa Relationship Banking. Topics of discussion include: Black Friday transaction data from Absa; transaction data from Payfast; trends from the retail event; the growth of e-commerce in SA; consumers seeking out value; efforts to increase digital payments; and the outlook for the year ahead. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

A consulting approach to audit is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Rhangani Mbhalati, MD of Chapu Chartered Accountants. Mbhalati outlines their focus on helping clients with supply chain management; the consulting approach to audit; investing in experienced executives; quality assurance; and building a strong network for the business. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

The growth of car subscriptions in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Tlhabi Ntlha, COO at Avis Budget Southern Africa. Ntlha outlines Avis’ strategy in car subscriptions; outlines the differences between car rental, subscription and lease services; details vehicle ownership trends in SA; and plan for growing the unit over time. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Philanthropy and the economics behind it is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Jonathan Oppenheimer, South African businessman and conservationist. The discussion reflects on the state of philanthropy in the world; the role capitalism in helping to address the world’s challenges; importance of conservation; and issues of sustainability. Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

A new partnership between Liquid and Google is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Oswald Jumira, CEO of Liquid C2 and Umesh Vemuri, VP of Strategic Pursuits at Google Cloud. The discussion reflects on Liquid and Google’s new cloud computing partnership; what it means to operate in a multi-cloud environment; and the place of cloud in a world of artificial intelligence (AI). Business Day Spotlight is a TimesLIVE Production. Producer is Demi Buzo.

Visa’s push to get more small businesses to transact digitally is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Enoch Malisa,Head Merchant Sales & Acquiring Sub-Saharan Africa at Visa. The discussion reflects on Visa’s offering as a payments provider; challenges in getting more people to use digital payments methods; and efforts being made bolster financial inclusion in SA. Business Day Spotlight is a TimesLIVE Production.

Economic considerations around healthcare access and affordability is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Deon Kotze, chief product officer at Discovery Health. The discussion reflects on the affordability of healthcare in SA; the impact of an economic downturn on healthcare decision making; and trends around healthcare consumption. Business Day Spotlight is a TimesLIVE Production.

Uber’s strategy for growth in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Uber executives Kagiso Khaole and Nakampe Molewa. The discussion reflects on Uber SA’s first 10 years in SA; Uber Eats’ expansion beyond food delivery; electric mobility; and the company’s bet on subscription services. Business Day Spotlight is a TimesLIVE Production.

Housing challenges in SA are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ben Kollenberg, architect and director at Urban-Think Tank Empower (UTTE). The discussion outlines SA’s housing crisis; factors that have contributed to the current status quo; shortcomings of the RDP program; and possible solutions to address challenges. Business Day Spotlight is a TimesLIVE Production.

The medium-term budget policy statement (MTBPS) is the focus In this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Chantal Marx, head of investment research at FNB Wealth and Investments, and Johan Werth, franchise principal and financial adviser at Consult by Momentum. The discussion gives highlights from the MTBPS; considerations for bond and equity markets; government’s thinking around power generation; and how spend on power is weighing more on consumers and businesses. Business Day Spotlight is a TimesLIVE Production.

The evolution of banking technology is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Belinda Rathogwa, head of digital and eCommerce at Standard Bank SA. The discussion examines some of the fundamental shifts banks can take towards servicing customers better; ways in which finance houses can make use of technologies such as cloud computing and artificial intelligence (AI); relationship with innovative fintech companies. Business Day Spotlight is a TimesLIVE Production.

Shifts in SA’s healthcare and treatment landscape are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Ronald Whelan, deputy CEO at Discovery Health. Topics of discussion include: the state of digital health care in SA; improvements to Discovery Health’s platform; and shifts in consumer behaviour in relation to virtual and remote consultations. Business Day Spotlight is a TimesLIVE Production.

Consumer vulnerability is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Johann Van Tonder, economist and researcher at Momentum. Topics of discussion include: the state of consumer vulnerability according to Momentum-Unisa’s index; how the index is constituted; issues affecting the economy; and an outlook for 2024. Business Day Spotlight is a TimesLIVE Production.

Payments technology success in the SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Joel Bronkowski, Country Lead South Africa at Paystack. Topics of discussion include: Paystack’s business model; strategy for growth in the SA market; evolution of fintech in the region; and where the company sees opportunity in the sector. Business Day Spotlight is a TimesLIVE Production.

Streaming service Viu now has an average of 4-million customers use its platform each month in SA. The company’s growth in SA competitive market is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Rohit D’Silva, chief business officer for the Middle East and SA at Viu. Topics of discussion include: Viu’s business model; the company’s performance since launching in SA; current trends in online video streaming; the value of local content; and an outlook for the sector. Business Day Spotlight is a TimesLIVE Production.

The growing mainstream use of cryptocurrencies to store wealth and trade goods is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Farzam Ehsani, VALR Co-founder and CEO. Topics of discussion include: performance of cryptocurrencies as an asset class; sentiment around bitcoin; growing use of crypto backed payment methods; and an outlook for the sector. Business Day Spotlight is a TimesLIVE Production.

Surveillance and cybersecurity in a world of growing artificial intelligence (AI) use takes centre stage in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Steven Kenny, manager for architecture and engineering at Axis Communications. The discussion sheds light on trends in surveillance; the various cybersecurity measures that businesses should implement to protect their operations and sensitive data; rise of AI; and deriving maximum benefits from video surveillance systems. Business Day Spotlight is a TimesLIVE Production.

Water management through technology is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Sabine Dall’Omo, CEO of Siemens Sub-Saharan Africa. Topics of discussion include: how digital solutions can be used to address water challenges in SA; the group of internet of things (IoT) applications; and details work done with public and private sector clients. Business Day Spotlight is a MultimediaLIVE Production.

The opportunity to connect more African cities, thereby pushing up trade, through low cost travel is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Paul Calvey, partner and market lead for SA at Oliver Wyman. Topics of discussion include local aviation industry data from Oliver Wyman’s; the state of low cost travel in Africa; and the opportunity to connect more cities through budget airlines as has been done in places like Europe and the US. Business Day Spotlight is a TimesLIVE Production.

Peach Payments’ plans following a large capital raise is focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Rahul Jain, CEO and co-founder of Peach Payments. Topics of discussion include: Peach’s business model, founding and growth story; the value of having a management consulting background; raising capital; and plans for further growth. Business Day Spotlight is a TimesLIVE Production.

Environmentally friendly car washing is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Brighton Chidoma, founder of E-Wash, a local car washing service. Topics of discussion include: E-Wash’s business model; facts, figures and metrics around car washing in SA; the growing awareness of environmental, social and governance (ESG) goals in companies; and plans for the future. Business Day Spotlight is a TimesLIVE Production.

Dismantling a culture and mindset that finds it difficult to discussion finances is a complex task. How this can be done is the focus in this edition of the Business Day Spotlight.  Our host Mudiwa Gavaza is joined by Daryl Coker, advisory partner at Citadel, a specialist wealth management company providing a range of financial solutions.  The discussion outlines ways in which financial literacy can be taught from early age; highlights some of the reasons why people find it hard to discuss money; the impact of having a financially illiterate generation; and money mistakes made by professionals in their careers.  Business Day Spotlight is a TimesLIVE Production.

Hedging an portfolio for growth with investment structures from a professional financial services provider is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Luvhani Makoni, Liberty’s senior specialist for technical investment communications. Makoni shares insights on the performance of Liberty structures in the last 5-10 years. She also discusses Liberty’s ability to give investors wide exposure to alternative types of investment opportunities, while protecting them from risk and aligned with their specific financial goals. Business Day Spotlight is a TimesLIVE Production.

The growth of exchange traded funds (ETFs) in SA is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Fikile Mbhokota CEO of Satrix, one of SA’s biggest providers of index-tracking investment solutions. Topics of discussion include: Satrix’s business model; growth of ETFs over three decades; the cost of investing through ETFs; performance of the sector; passive versus active investment and an outlook going forward. Business Day Spotlight is a TimesLIVE Production.

Fixed income investments are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Lyle Sankar, head of fixed Income at PSG Asset Management. Topics of discussion include: money market versus longer-dated bonds; the returns that government bonds can deliver for investors; and whether or not developed market rates are actually more attractive than local investments. Business Day Spotlight is a TimesLIVE Production.

Enterprise software development is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Andrew Bourne, Zoho’s regional head for Africa. Topics of discussion include: history of the Zoho business; developments in the enterprise software industry; Zoho’s strategy in SA; and outlook for the local sector. Business Day Spotlight is a TimesLIVE Production.

Interest rates, property and SA economic pressure is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Herschel Jawitz, CEO of Jawitz Properties. Topics of discussion include: history of the Jawitz business; effect of interest rates on SA’s property market; buying versus renting; and outlook for the local sector. Business Day Spotlight is a TimesLIVE Production.

The impact of recent elections in Zimbabwe on the Southern Africa region is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Louw Nel, senior political analyst at Oxford Economics. Topics of discussion include: results of the recent Zimbabwe election; SA’s response and interaction with authorities in the neighbouring country; SADC’s report around the election; and a political outlook for the region. Business Day Spotlight is a TimesLIVE Production.

Efforts to keep local telecoms networks powered according to SA’s largest player is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Sitho Mdlalose, CEO of Vodacom SA. Topics of discussion include: investment for network power; trends in the local telecoms sector around customer numbers, competition in the connectivity market and Business Day Spotlight is a TimesLIVE Production.

Telkom’s use of innovation in strengthening its business is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Dr. Mmaki Janties, group executive for innovation and transformation at Telkom. Topics of discussion include: Telkom’s strategy around innovation; artificial intelligence; evolving business models for telco’s; and technology trends. Business Day Spotlight is a MultimediaLIVE Production.

In this edition of the Business Day Spotlight, we talk about strategies that companies can use to better protect their digital environments and systems. Our host Mudiwa Gavaza is joined by Russell Young, cloud solution architect at Trend Micro. Topics of discussion include: Trend Micro’s business model; effective posture management; trends and advancements in cybersecurity; hybrid cloud security; practical cases and scenarios; and thoughts about how best protect a company’s systems from attack. Business Day Spotlight is a TimesLIVE Production.

The risks associated with poorly planned and managed attempts to increase BEE scores using skills development is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Deirdre Mitchell, MD at Honeycomb BEE Ratings. Topics of discussion include: Honeycomb history and business model; an explanation of BEE ratings in SA; dodgy consultants and skills academies; the risks associated with poorly planned and managed skills development programs. Business Day Spotlight is a TimesLIVE Production.

Developments in satellite internet access are the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by David Eurin, CEO of Liquid Dataport. Topics of discussion include: Liquid Dataport’s business model; the group’s telecoms infrastructure and capital allocation strategy; and developments in the satellite connectivity space. Business Day Spotlight is a TimesLIVE Production.

Local film and television content production is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Shirley Adonisi, M-Net's director of local entertainment channels. Topics of discussion include: how MultiChoice decides on what content to put out; budgeting and profit considerations for local content; costs involved in producing content for steaming platforms versus traditional broadcast; the group’s approach to marketing its contett; as well as viewing patterns and trends. Business Day Spotlight is a TimesLIVE Production.

The difficulty faced by impact investors in accessing funds in Africa is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Bernard Chidzero, senior advisor to The Bridgespan Group. Topics of discussion include: Bridgespan’s business model; challenges facing Africa-based fund managers in accessing capital for social impact; a definition of impact investing; comparisons with venture and other types of funding on the continent. Business Day Spotlight is a TimesLIVE Production

A rethink of digital transformation in information communication technology (ICT) is the focus in this edition of the Business Day Spotlight. Our host Mudiwa Gavaza is joined by Nitesh Singh, MD of the communication, media and technology practice at Accenture Africa. The discussion touches on digital transformation; trends in the African ICT landscape; development of telecoms business models over the years; the value of holding infrastructure; cooperation between between players; and outlook for the sector. Business Day Spotlight is a TimesLIVE Production.