Podcasts by Category
FTAdviser is the Financial Times’ specialist title dedicated to the UK financial advice profession. Each week one of our reporters will be joined by a panel of experts to discuss issues such how the latest regulatory developments will impact advice firms, how advised clients will be affected by the latest developments in pensions, investing, mortgages and tax, and how the financial advice profession will develop and grow. The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.
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- 366 - Mortgage prisoners: 'There but for the grace of God go I'
In this Editor's Podcast, FT Adviser editor Simoney Kyriakou talks to Scottish National Party politician Martin Docherty-Hughes about the issue of mortgage prisoners in the UK. Martin has been the Member of Parliament for West Dunbartonshire since 2015, and has been campaigning for fairness across all aspects of British life. In recent years he has been working to help tens of thousands of mortgage prisoners in the UK and has recently urged parliament to alleviate their plight.
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Fri, 03 May 2024 - 31min - 365 - 'Why we created a conversational AI'
Could, or should, AI be used to take part in long conversations with clients? In this editor's podcast, Simoney Kyriakou talks to GENE, a very intelligent chatbot created by the Boston Consulting Group, and fellow guest Paul Michelman, editor-in-chief at the Boston Consulting Group. The guests discuss the usefulness of embedding AI in client conversations and the advice process, and how technology can be used and adapted to improve back-end administration and personalisation.
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Thu, 02 May 2024 - 27min - 364 - What does the FCA's retirement data tell us?
The regulator's latest data on the retirement income market showed there continues to be a trend of less people taking advice when entering drawdown. There was also less people taking guidance when buying annuities or entering their pots in general.
Joining FT Adviser news editor Amy Austin to delve into the data and discuss what it means are Tom Mcphail, director of public affairs at the Lang Cat and Mark Ormston, director of propositions and corporate partnerships at Retirement Line.
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Fri, 26 Apr 2024 - 23min - 363 - 'Talent is everywhere; opportunity is not'
The latest episode of the FT Adviser Editor's Podcast focuses on a few words: Talent is everywhere, opportunities are not. This is wording taken from the mission statement of youth empowerment charity Urban Synergy. Founded in 2007, the charity has helped more than 20,000 young people aged between 9 and 24 years to reach their full potential. Chief executive and founder Leila Thomas talks to Simoney Kyriakou about the opportunities that financial services companies have to help create diversity in the City.
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Mon, 22 Apr 2024 - 25min - 362 - Should investors care about elections?
Much of the world's population will be going to the polls for elections in the coming years. But should advisers or their clients react to the politics, either by viewing it as a chance for profit or a threat requiring evasive action.
Joining FT Adviser investment editor David Thorpe to discuss the topic are Sunil Krishnan, head of multi-asset funds at Aviva Investors; Hugh Gimber, market strategist at JP Morgan; and Hiroki Hashimoto, senior multi-asset fund manager at Royal London Asset Management.
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Fri, 19 Apr 2024 - 29min - 361 - How retirement advice became a key focus 10 years on from pension freedoms
It's been a decade since the world of pensions was turned on its head by the then government. People were given more freedom and choice to use their pension funds as they please. But what is the lasting impact of the reforms and why is the regulator now concerned about retirement advice?
Amy Austin speaks to Andrew Tully, technical services director at Nucleus, and David Haynes, senior financial adviser at Nightingales Wealth Management, to find out.
The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.
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Fri, 12 Apr 2024 - 27min - 360 - From Nasa to Income Protection: what lessons can we learn from AI advances
In this episode of the Editor's Podcast, Simoney Kyriakou, editor of FT Adviser, talks about artificial intelligence - two words one can hardly escape hearing or reading, it seems. But the speed at which this so-called Fifth Industrial Revolution is taking place makes it impossible to ignore. She is joined by a tech enthusiast, Dr Christian Westermann to consider how financial services can use AI better. He worked on NASA and the ESA space missions in the 1990s, building satellite-based instruments, working on signal detection, and trying to understand the origin of our solar system with the use of physics, data & modelling. Westermann is now Group head of AI and data transformation at Zurich.
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Wed, 10 Apr 2024 - 26min - 359 - What would abolishing NI mean for pensions?
It is the current government's long-term ambition to abolish National Insurance, after two consecutive cuts in the past two fiscal events. But what would a world without NI look like, and what impact would it have on pensions? FT Adviser's Alina Khan is joined by Ian Cook, chartered financial planner at Quilter Cheviot, Tom Selby, director of public policy at AJ Bell and Susan Hope, IFA workplace senior manager at Scottish Widows, to discuss the scenario.
The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.
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Fri, 05 Apr 2024 - 30min - 358 - How to help the sticky middle
On this episode of the Editor's Podcast, brought to you by FT Adviser, Simoney Kyriakou speaks to Anna Sofat, chairperson of workplace gender equality champion One Loud Voice, and Lizzie Holliday, director of policy and public affairs for NOW: Pension. We discuss why gender disparity prevails in pensions and in employment, and consider ways that today's financial advice community - as well as politicians and providers - can work together to help overcome persistent problems in women's finances.
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Mon, 25 Mar 2024 - 26min - 357 - Achieving diversification from global equity income
The latest edition of the FT Adviser podcast discusses the challenges and approaches to building a diversified global equity income allocation in a world of higher, but perhaps peaking, interest rates.
Investment editor David Thorpe is joined by Will McIntosh-Whyte, multi-asset investor at Rathbones, John Moore, senior investment manager at RBC Brewin Dolphin, and Mark Peden, global equity fund manager at Aegon, who discuss the various ways in which higher bond yields can impact an equity allocation and the trade off between higher yields and higher growth potential among individual stocks
There will be no FT Adviser podcast next week due to the Easter holiday.
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Fri, 22 Mar 2024 - 26min - 356 - Is the profession in trouble as young adviser numbers fall?
A recent Freedom of Information request by FT Adviser revealed the number of firms authorised to provide retail investment advice has fallen from 6,240 in August 2022 to 5,805 as at February 2024.
Taking a closer look at the adviser numbers, FT Adviser found the number of young advisers has diminished in the past 18 months while the number of older advisers has grown. So what does this mean for the advice profession?
FT Adviser news editor Amy Austin is joined by Keith Richards, CEO of the Consumer Duty Alliance and Mark Ormston, director of propositions and corporate partnerships at Retirement Line, to find out.
The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 15 Mar 2024 - 24min - 355 - Government debt could impact long-term volatility
In this sponsored edition of the FT Adviser podcast we look at what changed for fixed income in 2023. Could it all change again in 2024? And are central banks really on top of inflation?
Amanda Stitt, portfolio specialist in the fixed income division at T Rowe Price, discusses the topic with investment reporter Tara O’Connor.
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Wed, 13 Mar 2024 - 19min - 354 - Do Jeremy Hunt's tax cuts stack up?
This week chancellor Jeremy Hunt presented his Budget, which included a 2 per cent cut in national insurance. He presented himself and his party as tax cutters but does this stack up?
FT Adviser deputy editor Damian Fantato is joined by Matthew Todd, associate director at RSM, Eleanor Ingilby, head of high net worth at Atomos, and Claire Trott, director at Technical Connection, to find out.
They discuss the continued freeze on tax thresholds, the impact on inheritance tax of the decision to scrap non-dom status, the pensions impact of Hunt's decision to scrap the furnished holiday letting regime and the birth of the British Isa.
The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 08 Mar 2024 - 19min - 353 - How can the advice profession attract more women?
Making the advice industry more inclusive and attractive to female investors has long been on the agenda. So, how has the profession evolved over time and what needs to happen next? FT Adviser senior reporter Alina Khan speaks to Dynamic Planner's Yasmina Siadatan and Katherine Waller, co-founder of SixDegrees, to find out.
The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 01 Mar 2024 - 33min - 352 - Editor's podcast: Why the Lord Mayor views London as the world's coffee house
Welcome to this new conversational series from FT Adviser, in which the editor talks to people from outside of financial services to get a fresh perspective on global and national developments that may affect aspects of the profession in the future.
This podcast, the first in our series, features the the Lord Mayor of London, Michael Mainelli. We visited him at Mansion House to ask what he has been doing in his first few months in office, and to discuss the variety of initiatives he has launched, which ranges from re-pollinating the City of London to his Connect to Prosper initiative.
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Thu, 29 Feb 2024 - 35min - 351 - What's in store for mortgage rates?
Mortgage rates have been turbulent over the past 18 months. And after decreasing amid falling inflation, they are currently creeping back up. What will happen to mortgage rates in the near future?
FT Adviser's senior reporter Tom Dunstan chats to Hodge retail managing director Christie Cook, Ash Ridge equity release adviser Jane King, and London Money director Martin Stewart about what lies ahead.
The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 23 Feb 2024 - 16min - 350 - Diversification in a higher inflation world
This edition of the FT Adviser podcast explores the options for advisers and their clients seeking to diversify their portfolios. Can investors rely on bonds and equities to be inversely correlated in future, as they have been in the past, or is a more sophisticated approach needed?
Discussing the topic with FT Adviser investment editor David Thorpe are Nathan Sweeney, chief investment officer for multi-asset at Marlborough, Rupert Thompson, chief economist at Kingswood, and Hugh Gimber, market strategist at JP Morgan.
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Fri, 16 Feb 2024 - 29min - 349 - How to benefit from the great wealth transfer
Attracting the next generation of clients is vital for the financial advice industry. But what's an effective way to do it? Thinking about technology seems a good starting point...
In this week's podcast FT Adviser senior reporter Alina Khan is joined by Ben Barratt from First Sentinel Wealth and Benchmark's Gillian Hepburn to discuss the great wealth transfer.
The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 09 Feb 2024 - 25min - 348 - There’s a fine line between educating and giving advice on social media
Mortgage brokers and financial advisers have hopped onto social media and are increasingly doing live streams on the platforms such as TikTok to answer any questions people may have about their finances.
But this raises the question of does this blend advice and guidance?
Amy Austin, news editor at FTAdviser speaks to financial coach Philly Ponniah and Stephen Perkins at YellowBrick Mortgages about the emergence of advisers on social media and what this could mean for the advice/guidance boundary.
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Fri, 02 Feb 2024 - 21min - 347 - What should the FCA's ESG advice working group look at?
Late last year the Financial Conduct Authority announced it would be forming a working group to look at how its SDR rules on greenwashing would affect advisers rather than publishing rules on the issue.
In this week's podcast FT Adviser deputy editor Damian Fantato is joined by Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute, and Luke Murray, consultant at Bovill, to discuss what the rules on ESG are for advisers at the moment, what gaps there are in those rules and what the advice working group might focus on.
The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 26 Jan 2024 - 17min - 346 - What's in store for investments in 2024?
In this episode of the FT Adviser In Focus podcast, we look at the year ahead for investments. We speak to three fund managers about their views on inflationary pressures, geopolitical uncertainty and the effect any upcoming elections might have on equity and bond markets.
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Mon, 22 Jan 2024 - 17min - 345 - 'Duration will help you this year': the outlook for fixed income
The latest eposide of the FT Adviser podcast brings together a trio of fixed income investors to discuss the outlook for bonds in 2024 and beyond. After two volatile years, will the bulk of the returns come from income or capital growth in this part of the investment universe, and what role do government bonds have in balanced portfolios as yields rise, but volatility remains high? The guests on this edition of the FT Adviser podcast are Lloyd Harris, head of fixed income at Premier Miton; Guillaume Paillat, multi-asset investor at Aviva Investors, and Fahad Hassan, chief investment officer at Albemarle Street Partners.
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Fri, 19 Jan 2024 - 30min - 344 - What does 2024 have in store for advisers?
2023 saw plenty of upheaval in the financial advice sector, with consolidation continuing and with regulatory changes from the consumer duty to simplified advice. It was also a year of rising interest rates.
This week FT Adviser deputy editor Damian Fantato is joined by news editor Amy Austin, deputy news editor Sonia Rach and reporter Tara O'Conner to reflect on the year which has just ended and discuss what 2024 might have in store.
They discuss the looming lifetime allowance changes, how the advice-guidance boundary proposals which were announced in December will take shape and the macroeconomic outlook for the coming year.
The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 12 Jan 2024 - 25min - 343 - What do the FCA's simplified advice proposals mean?
Earlier this month the FCA published proposals aimed at widening access to financial advice. They included plans for "targeted support" and a new form of simplified advice.
This week, in the final FT Adviser podcast of 2023, deputy editor Damian Fantato is joined by Rachel Vahey, head of public policy at AJ Bell, to discuss the proposals.
They explore whether the proposals will advantage larger firms, what smaller firms should do if they want to take advantage and whether this could lead to the cost of advice going up.
The FT Adviser Podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, we are joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 22 Dec 2023 - 20min - 342 - What does true diversification look like right now for multi-asset investors?
In a world that is experiencing sudden shifts between different economic scenarios, building an investment portfolio has arguably become more challenging. And even for those multi-asset investors, whose strategies are meant to offer flexibility to meet investment goals with broad options for investing across sectors, and more diversification than other investment strategies, can they really rely on how they have always done things?
With the 60/40 approach having worked in the decades leading up to 2020, we are now in a new normal of higher rates and higher inflation, so what does this mean for investment approaches? And how can multi-asset investors achieve true diversification in this new normal?
On this latest podcast, FT Adviser deputy features editor Ima Jackson-Obot is joined by Lindsay James, investment strategist at Quilter Investors and Philip Chandler, head of UK multi-asset at Schroders.
The FT Adviser podcast is the podcast for financial advisers, brought to you by FT Adviser. Each week, FT Adviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
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Wed, 20 Dec 2023 - 29min - 341 - 'The year of recession which never happened': 2023 in review
The past year has seen an AI-driven tech surge and rising bond yields as markets grapple with rising rates, high inflation and geopolitics.
This week David Thorpe, investment editor on FTAdviser, is joined by Richard Saldanha, global equity fund manager at Aviva Investors, Mark Preskett, portfolio manager at Morningstar, and Guy Foster, chief strategist at Brewin Dolphin, to reflect on the past year in markets and look forward to 2024.
They discuss the concentration of the US stock market around a few tech stocks, the role of UK equities, whether now is a time for investors to focus on quality and the recession which was predicted but never arrived.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 15 Dec 2023 - 32min - 340 - Why mental health matters
Looking after a client's mental wellbeing is as much part of a financial adviser's job as making sure staff and they themselves are happy and content. In this episode of the FTAdviser In Focus podcast we hear from three advisers about working with vulnerability both in the workplace and with clients.
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Mon, 11 Dec 2023 - 36min - 339 - What does 2024's slowing mortgage market have in store?
The Office for Budget Responsibility has predicted that in 2024 house prices will go down by about 5 per cent, with transactions falling by 7 per cent.
On this week's podcast FTAdviser reporter Tom Dunstan talks to Martin Stewart, director of London Money, and Tony Hall, head of business development at Saffron for Intermediaries, about what effect this might have.
They discuss whether the forecasts should be taken as gospel, how mortgage brokers can "keep the lights on" during a slower year and which parts of the mortgage market might be worst hit.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 08 Dec 2023 - 19min - 338 - 2023 Recap: Lessons and Opportunities in the Aftershock Economy
After a 2-year post-pandemic inflation surge, the global economy eases from extensive fiscal and monetary interventions. Central banks reassess recession risks, signalling potential investment opportunities as volatility reawakens. This content was paid for by PIMCO and produced in partnership with the Financial Times Commercial department.
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Wed, 06 Dec 2023 - 19min - 337 - The race is on: preparing for the end of the lifetime allowance
At the Autumn Statement the government confirmed that it would be scrapping the lifetime allowance from early April, ignoring pleas from the industry for more time to prepare.
So what do advisers, pension providers and platforms have to do now to prepare?
This week FTAdviser news editor Amy Austin is joined by Andrew Tully, technical services director at Nucleus, and Jon Greer, head of retirement policy at Quilter, to find out.
As well as plans for preparing for the change they discuss the consequences of the LTA being scrapped, what clarity is still needed from the government ahead of April 6 and whether this actually makes pensions more complicated.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
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Fri, 01 Dec 2023 - 26min - 336 - Building a responsible bond portfolio
In this podcast, sponsored by Columbia Threadneedle Investments, FTAdviser's investment editor David Thorpe talks to Tammie Tang, the lead manager of the CT UK Social Bond fund.
They discuss how a bond fund manager can deliver an impact, and why Tang takes a regional and a demographic focus.
Tang also explains why she thinks the "greenium" - or green premium - is often small or non-existent and why it's better to focus on market sentiment.
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Wed, 29 Nov 2023 - 19min - 335 - Did the Autumn Statement change anything?
Jeremy Hunt touted this week's Autumn Statement, which included a 2 percentage point cut in national insurance contributions, as the beginning of his plans to cut taxes for businesses and individuals and as a return to growth.
But did the chancellor of exchequer's actions match his words?
This week FTAdviser deputy editor Damian Fantato is joined by Matt Todd, associate director at RSM, Ian Cook, chartered financial planner at Quilter Cheviot, and Claire Trott, director at Technical Connection, to pick the bones out of Hunt's accouncements.
They discuss the impact of the NICs cut amid the wider context of fiscal drag, why the chancellor may have avoided cuts to other taxes, and whether the "pot for life" which was announced is a good idea.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
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Fri, 24 Nov 2023 - 25min - 334 - Does Jeremy Hunt need to reform Isas in the Autumn Statement?
One of the rumours which has swirled around about next week's Autumn Statement is that Jeremy Hunt will use it to reform and simplify the Isa regime.
There have been rumours he will allow savers to put money into multiple Isas in the same year, but there have also been reports he is considering a "British Isa" to encourage investment into UK companies.
This week Damian Fantato, deputy editor of FTAdviser, is joined by Tom Selby, head of retirement policy at AJ Bell, and Tim Morris, IFA at Russell & Co, to discuss the pros and cons of these policies. Plus they discuss the recent rumours Hunt is planning to cut inheritance tax.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 17 Nov 2023 - 23min - 333 - What does a defensive portfolio look like in the current environment?
The market turbulence across a variety of assets over the past year or so has raised the question of where investors should go to seek shelter from the storm.
This week FTAdviser's investment editor David Thorpe is joined by Ian Barnes, chief investment officer at Netwealth, David Jane, multi-asset fund manager at Premier Miton, and Ben Gutteridge, director of the model portfolio service at Invesco, to find out.
They discuss the role of government bonds in general and gilts in particular given recent volatility and the prospects for investing if inflation stays higher for longer.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 10 Nov 2023 - 29min - 332 - 'Now is the moment when everything changed for Alzheimer's'
Research into dementia is at a breakthrough point, signalling the moment in history that people will look back on and say that "this is the moment when everything changed". This was the positive message delivered by Dr Richard Oakley, associate director of research at Alzheimer's Society, speaking to editor Simoney Kyriakou on the latest FTAdviser podcast.
He was joined by guests Yvonne Braun, director, long-term savings, health and protection, at the Association of British Insurers; and Rose St Louis, protection director at Loyds Banking Group and Board member of Insurance United against Dementia, who opened up about the lived experience of her family when her mother was given a devastating diagnosis of dementia.
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Fri, 03 Nov 2023 - 29min - 331 - SJP exit fee scrap ‘first high profile case of consumer duty starting to bite’
Last week, St James’s Place announced it was scrapping exit fees for the vast majority of new investment bonds and pensions as part of an overhaul of its charging structure.
The firm said there would be a revised charging structure for new investment bonds and pensions which will operate with an initial charge and ongoing charges but without any early withdrawal charges.
In addition, charges across all its wrappers, which have historically been disclosed primarily on an all-inclusive basis, will be separated into component parts.
It’s no surprise that the FTSE 100 has often been scrutinised for its fees so this was largely welcomed by the industry but had many questioning why now?
FTAdviser deputy news editor Sonia Rach talks to Alison Gay, senior public affairs consultant at the Lang Cat and Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute on the impact of the consumer duty on fees and other areas in the industry.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 27 Oct 2023 - 21min - 330 - Where are the opportunities in sustainable fixed income?
The ESG fixed income market has seen impressive growth since its establishment more than a decade ago, but more recently performance has been lacking. In this CPD podcast we speak to fund managers Kris Atkinson and Stuart Chilvers, and adviser Minesh Patel about how they navigate the current market and where the future opportunities lie.
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Wed, 25 Oct 2023 - 32min - 329 - Industry has moved on from replatforming issues
Amy Austin, news editor at FTAdviser speaks to Ben Hammond, consulting director at the Lang Cat and Verona Kenny, Managing Director of Intermediary at 7IM, about the FCA's letter to platform CEOs.
They discuss the FCA's issues around fees, unstable technology and long transfer times.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 20 Oct 2023 - 21min - 328 - Could a "pot for life" solve the issue of small pensions?
Earlier this year the Department for Work and Pensions said it will work to encourage consolidation to solve the problem of small pension pots. But pensions minister Laura Trott said the longer-term solution to this issue would be to move to an Australian-style "pot for life" system.
Amy Austin, news editor at FTAdviser speaks to Tom Selby, head of retirement policy at AJ Bell and Kate Smith, head of pensions at Aegon, about the small pots issue, what government could do to resolve it and whether a "pot for life" is a workable option.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 13 Oct 2023 - 22min - 327 - Making homes greener
On this episode of the FTAdviser In Focus podcast we speak to mortgage advisers about whether or not it makes sense to invest in green home improvements. They all agree the idea of greener homes is a great one but there are various issues in the way they are currently funded that raise concerns.
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Mon, 09 Oct 2023 - 34min - 326 - Has the landscape for sellers changed?
Over the previous years and during lockdown, we saw a flurry of activity and a surge in the number of start-up consolidators popping up, as well as a lot of private equity deals.
But this last year it has felt like a bit more of a slow down.
This week, FTAdviser's deputy news editor Sonia Rach talks to Louise Jeffreys, managing director at Gunner and Co and Paul Morrish, founder at Succession Wealth, on the state of the seller market.
They discuss everything from what has been driving the business of this market, how the landscape for acquirers of IFA businesses has changed - if at all - and what we can expect to see.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 06 Oct 2023 - 24min - 325 - CISI conference: Client discovery meetings done right
FTAdviser speaks to Brendan Frazier, founder of Wired Planning, psychologist Dr Moira Somers, and Kusal Ariyawansa, adviser at Appleton Gerrard, about the best way to hold client discovery meetings, after their panel discussion at today's CISI conference.
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Wed, 04 Oct 2023 - 23min - 324 - CISI conference: Future of adviser technology
FTAdviser speaks to Josh Butten, director of financial planning firm Boosst, and Jon Doyle, founder of Juniper Wealth Management, about the future of adviser technology, straight after their session with Ian McKenna at today's CISI conference.
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Wed, 04 Oct 2023 - 19min - 323 - Does the model for equity release advice need to change?
Earlier this month the Financial Conduct Authority published the results of its review into lifetime mortgage advice, concluding it was "disappointed" by what it found.
One of the overarching conclusions the FCA reached is that there were many examples of advisers steering outcomes in favour of a lifetime mortgage and failing to discuss alternatives. In short, if you went to an adviser to ask about a lifetime mortgage, you were likely to end up being recommended a lifetime mortgage regardless of your circumstances.
This week FTAdviser deputy editor Damian Fantato is joined by Kelly Melville-Kelly, head of policy and compliance at the Equity Release Council, and Simon Chalk, managing director of Later Living Now, to discuss whether this is a fair characterisation of the sector.
They also discuss whether the model for providing equity release advice needs to change and move away from commission.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
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Fri, 29 Sep 2023 - 24min - 322 - Is there merit in separating financial advice and financial planning?
It has been argued that financial planning and financial advice could be split so that planning on its own could allow financial planners to focus on less wealthy and younger clients who are happy to DIY invest.
Amy Austin, news editor at FTAdviser speaks to Steve Conley, founder of the Academy of Life Planning and Sam Tate, co-founder & director of New World Financial Group about the pros and cons of doing so.
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Fri, 22 Sep 2023 - 26min - 321 - ‘The regulator wants fewer firms to manage’
Last month, Tenet announced it will close its network, with its appointed representatives moving to The Openwork Partnership as part of an exclusive agreement with the company.
The agreement will provide Tenet's firms and advisers the choice of retaining their independent status through Openwork's IFA business 2plan Wealth Management or becoming part of the restricted Openwork proposition.
This came as the Financial Conduct Authority’s annual report and accounts for 2022-23 revealed that there has been a 19 per drop in the number of appointed representative firms in almost three years.
The FCA said intervention from the regulator has seen the number of ARs decline in recent years.
This week FTAdviser deputy news editor Sonia Rach talks to Emma Napier, consulting director at NextWealth and Rachael Fennessey, company director at Aspire Executive Search on the state of networks at the moment and where they are headed.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 15 Sep 2023 - 23min - 320 - How to help clients navigate the mortgage market
The mortgage market has been on a rollercoaster ride over the past year. Since former Prime Minister Liz Truss’ disastrous mini-budget in 2022, combined with rampant inflation and subsequent base rate rises, lenders, brokers and would-be borrowers alike have been trying to keep up with the fast-paced changes to products. How are we to make sense of what is happening in the mortgage market right now? In this latest FTAdviser podcast, editor Simoney Kyriakou is joined by Mike Cook, chief mortgage officer for Market Financial Solutions, and Jane King, mortgage adviser with Ash Ridge. There is also a short report from Theo Grey, outlining some of the developments in the mortgage market on why customers need expert help right now.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 08 Sep 2023 - 26min - 319 - Understanding how to build a thematic investment approach
MSCI describes thematic investing as a top-down investment approach that relies on research to explore macroeconomic, geopolitical and technological trends.
These trends encompass long-term, structural shifts arising from new business models, disruptive technologies and changing consumer tastes and behaviors – megatrends that have the potential to change whole industries and shape the way we will live, work, travel and treat disease in the future.
Thematic investing is intentionally future-focused around specific emerging trends that are expected to evolve. So in the current economic environment, how have thematic funds fared and how do they fit into a portfolio?
In this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Kenneth Lamont, a senior manager research analyst at Morningstar, and David Docherty, investment director, thematics at Schroders.
The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Wed, 30 Aug 2023 - 28min - 318 - Exiting an advice business
It is no secret that the adviser population is maturing. But what do advisers need to know about passing on their business in the current market? We speak to Victoria Hicks, managing director of The Exit Partnership, and Kanishk Swarup, founder of Compound Wealth Planning, to find out.
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Mon, 07 Aug 2023 - 29min - 317 - How do private assets fit into an investment portfolio?
A recent study by global consulting firm Cerulli Associates found that nearly half of the private banks and wealth managers indicate that a lack of liquidity, high fees, and clients’ risk aversion are the top concerns preventing them from increasing private investments within their clients’ portfolios.
The democratization of private assets faces several challenges. Are there ways to address these?
On this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Nick Hyett, investment manager at Wealth Club and James Lowe, sales director - private assets at Schroders.
The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Wed, 02 Aug 2023 - 24min - 316 - How much longer can financial advice consolidation go on for?
It seems the pace of consolidation has continued apace despite the changing economic circumstances, but has anything changed?
This week, in the last FTAdviser Podcast before a summer break, deputy editor Damian Fantato is joined by Albertha Charles, UK asset and wealth management lead at PwC, and Louise Jeffries, managing director of Gunnar & Co, to find out.
They discuss what is driving consolidation now, the role of private equity, the profile of companies which are likely to be snapped up and what the industry might look like in five years time.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
The podcast will be on a summer break over August and will return in September.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 28 Jul 2023 - 28min - 315 - Savers must understand risks of chancellor’s pension fund reforms
In his Mansion House speech earlier this month, Jeremy Hunt said some of the UK’s largest defined contribution pension schemes had agreed to commit 5 per cent of their default funds to unlisted equities by 2030.
Hunt said his aim was to enable the UK’s financial services sector to increase returns for pensioners, improve outcomes for investors and unlock capital for UK growth businesses but what are the risks and will schemes jump on board?
This week Amy Austin, news editor at FTAdviser speaks to Mark Ormston, director of propositions and corporate partnerships at Retirement Line and Tim Orton, chief investment officer at Aegon about the chancellor's Mansion House pension reforms.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 21 Jul 2023 - 22min - 314 - What is fair value?
This FTAdviser In Focus CPD podcast looks at the meaning of fair value under the incoming consumer duty. What is fair value and how can advisers prove they are providing it? Consultants Mel Holman and Bradley Northrop, alongside adviser Kusal Ariyawansa and Quilter's Paul Young share their views
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Wed, 19 Jul 2023 - 29min - 313 - ‘Consumer duty is a flagship piece of regulation’
Firms are frantically preparing as the deadline is fast approaching at the end of this month.
Given the imminent timescale, it is encouraging to note that a survey by Schroders revealed that 19% of advisers said they are fully prepared for consumer duty and 77% said that their preparations are in progress and that they should be ready for the end of July.
However, 4% had said that they had not yet started to prepare.
This week FTAdviser deputy news editor Sonia Rach talks Gillian Hepburn, head of UK intermediary solutions at Schroders and Alexandra Roberts, head of regulatory policy and compliance at Pimfa on the impending July 31 consumer duty deadline.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 14 Jul 2023 - 20min - 312 - ‘Collaboration’ is key to closing the financial literacy gap
The advice gap is ever-growing and as a profession, financial advisers have a role to play. But is it solely up to the financial services industry?
A recently conducted poll on Twitter asked financial advisers what their views were on financial education in schools and whether it should be a collective effort by the advice / financial services industry or whether the onus should be on schools and the government.
More than half of the advisers said schools need to do more, around 32% said advisers need to help and some 13% said it’s not advisers' problem.
Collaboration seems to be a key necessity here in order for it to work and many of the larger financial advice businesses are already trying to do their bit, but what more can be done to reduce the advice gap and increase financial literacy?
This week FTAdviser deputy news editor Sonia Rach talks to Mina Karshala, board trustee at Young Enterprise, Jade Rose, wealth planner at Kingswood Group and Daniel Williams, IFA at Morgan Williams & Co and the current PFS Education Champion of the Year.
They discuss the extent to which schools and government have a role to play, how advisers can contribute and help and they also touch on the role of social media.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 07 Jul 2023 - 23min - 311 - What will rising interest rates mean for tech investing?
Investors have done very well in previous years by investing in technology and innovation but rising interest rates has put some of this to an end.
This week FTAdviser investment editor David Thorpe is joined by Kamal Warriach, head of equity fund research at Canaccord Genuity, Ian Mortimer, who runs the Guinness Global Innovators fund, and Paul Major, who runs the Bellevue Healthcare investment trust.
They discuss distinguishing between an innovative company and a good investment, how diversification works with investments in early stage innovative companies and the challenges presented by governance in thematic investing.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 30 Jun 2023 - 37min - 310 - How to promote financial advice as a profession
As a profession, financial advice has often been associated with middle aged men and, while this has changed a little bit, the average age of a financial adviser remains in the late 50s.
Many of the larger financial advice businesses are now setting up academies to encourage school and university leavers to join the profession but what more can be done to promote financial advice as a profession?
This week FTAdviser deputy editor Damian Fantato talks to Sheena Gillett, communications and PR director at adviser trade body Pimfa, Gee Foottit, senior manager in partnership recruitment at St James's Place and James Woods, director of BWD Search's wealth management team.
They discuss the extent to which the demographics of financial advice are changing and what advisers and firms can do to encourage more people to the profession.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 23 Jun 2023 - 25min - 309 - Inflation 'changes everything' for multi-asset investors
Inflation has remained stubbornly high in the UK, presenting problems for multi-asset investors - particularly those seeking an income.
This week FTAdviser's David Thorpe is joined by Charlie Parker, managing director at Albemarle Street Partners, Eugene Philalithis, head of multi-asset investments for Europe at Fidelity, and Alex Crooke, who runs the Bankers investment trust at Janus Henderson.
They discuss how inflation changes the calculation for multi-asset investors, the balance of seeking an income versus seeking capital growth at a time of inflation and the role of sector risk in investment decisions.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 16 Jun 2023 - 33min - 308 - What is happening in the mortgage market?
The mortgage market has been going haywire recently due to higher than anticipated inflation and mortgage lenders have been pulling deals across the market.
This week reporter Jane Matthews is joined by John Charcol’s mortgage technical manager, Nicholas Mendes, Quilter’s mortgage expert Karen Noye and London-base brokerage Private Finance’s technical director, Chris Sykes to discuss what has been going on. Over the last two weeks, more than 1,000 mortgage products have been pulled from the market causing mortgage brokers to demand mandatory notice periods of rate withdrawals in order to help them better manage client applications. The guests weigh in on the merits of such a policy but warn that it may lead to unintended consequences. They also discuss why house prices have not crashed this year like some analysts previously predicted.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 09 Jun 2023 - 29min - 307 - Has personalised indexing arrived in the UK?
Direct indexing - where an investor builds a personalised index which is then tracked by a fund or portfolio - has been growing in the US for a couple of years, with fund houses like Vanguard and BlackRock investing heavily into it. Now Fundment has launched the first such offering in the UK.
FTAdviser deputy editor Damian Fantato is joined by Jonathan Warren, head of innovation at Altus, and Mike Barrett, consulting director at the Lang Cat, to discuss whether this is the start of direct indexing's widespread adoption in the UK.
They discuss some of the pros and cons of direct indexing, how it is likely to be distributed and whether it suits some investors more than others.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 02 Jun 2023 - 20min - 306 - How advisers can integrate AI into their business models
This week, FTAdviser reporter Jane Matthews is joined by Financial Technology Research Centre founder Ian McKenna, and Chet Velani, chief executive of EV, to discuss the impact artificial intelligence will have on the financial advice profession. Velani and McKenna outlined some of the potential benefits AI poses for the world of advice and gave examples of things advisers can already be doing to integrate artificial intelligence into their business models. The pair also raised concerns over the potential impact the adoption of AI will have on the paraplanning profession. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 26 May 2023 - 42min - 305 - When investments go wrong
When investment decisions go wrong advisers are often the first port of call as they have the skills to assure people and the knowledge to rebuild their finances. In this podcast we speak to two financial advisers with plenty of experience with this kind of work, who give us an insight into what happens when investments go wrong.
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Mon, 22 May 2023 - 35min - 304 - Consumer duty is a matter of 'unfinished business' for FCA
This week FTAdviser deputy news editor Sonia Rach was joined by Alexandra Roberts, head of regulatory policy and compliance at Pimfa, Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute and Andrew Green, head of compliance helpdesk at Threesixty Services to discuss the consumer duty and the impending July 31 deadline.
Guests acknowledged some of the key challenges firms are facing ahead of the looming deadline and how they are preparing for it.
Given it has now been 10 years since the Retail Distribution Review came into effect - which has been labelled as one of the biggest changes to the adviser marketplace - guests discussed whether the consumer duty will have the same impact and could transform the industry further.
Connell said the consumer duty is the FCA:s focus on aspects of the RDR that are 'unfinished business'.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests for the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 19 May 2023 - 23min - 303 - How to build resilient portfolios
The past 12 months have been a perfect storm for those looking to build portfolios for investors, with pretty much every asset class going through some form of turbulance at some point.
This week David Thorpe, investment editor at FTAdviser, has a chat with Andrew Bell, chief executive of the Witan investment trust, Andrew Hall, global equity fund manager at Invesco, and Simon Doherty, who runs the model portfolio service at Quilter, about building resilient portfolios.
The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 12 May 2023 - 25min - 302 - Is 'buy now, pay later' a good or bad thing?
Buy now, pay later has surged in popularity in recent years. As of 2022, more than 17 million consumers in the UK have used BNPL services. 54% of millennials have used a BNPL service.
This week Ellesheva Kissin, trainee reporter at FTAdviser, talks to Philip Belamant, co-founder of UK BNPL provider Zilch, and Matt Cross of Elmstone Financial Planning, about why more customers are turning to BNPL during the cost of living crisis and how regulators will react.
They also cover the stigma against BNPL, whether it is deserved and whether it is better than the traditional credit market. They also discuss how providers and financial advisers should interact with each other.
The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 05 May 2023 - 27min - 301 - How to engage with companies to reach net zero
With advisers having direct relationships with their clients, IFAs are seen as playing a key role in checking how fund managers are influencing companies to meet their net-zero targets. And as the demand for ESG strategies grow, the approach companies are employing to reach net zero has become even more important.
On this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Carol Storey, climate engagement lead at Schroders and Ita McMahon, partner in the investment management team at Castlefield.
The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Wed, 03 May 2023 - 22min - 300 - What’s going on in the first time buyer market?
This week FTAdviser reporter Jane Matthews is joined by Will Rice, chief executive of specialist mortgage lender Gen H and Lewis Shaw, owner of Riverside Mortgages, who explain what innovation is currently taking place in the first-time buyer market and outline their views on where they think the market is heading.
Both guests acknowledge that one of the main issues for first-time buyers trying to buy a home these days is that while often they have the income to afford it, they do not have the capital for a deposit.
Shaw gives an overview of some of the innovations that are currently available in the market and shared his view on what ones offer the best route to homeownership.
Rice, whose company launched in 2020 and specialises in lending to first-time buyers struggling with affordability issues, also outlines his view of the market and shared his own experience of recently becoming a homeowner.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 28 Apr 2023 - 31min - 299 - "It is all about portfolios, it is not about products"
Nick Hutton, head of Blackrock's UK client business for retail iShares and wealth, joins Sally Hickey, chief reporter at FTAdviser, to speak about consolidation of wealth managers, passive investing and UK equities.
Hutton covers the role passive funds should be playing in a portfolio, whether exchange-traded funds are less popular among UK clients and why, and the fiduciary duty asset managers have for their clients.
He also speaks about the outlook for UK equities.
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Fri, 21 Apr 2023 - 33min - 298 - Retirement income is changing
People’s retirement journeys are changing amid high inflation, higher interest rates, and a chancellor keen on getting more people back into work. In this episode of the FTAdviser In Focus podcast we chat to Paul Clifton from Arbuthnot Latham, and Alexander McGregor from SimplyBiz, about why annuities may make a comeback.
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Mon, 17 Apr 2023 - 26min - 297 - What got FTAdviser excited in Q1?
Once a quarter, FTAdviser journalists talk about some of the most interesting stories they have worked on and what the implications of such breaking news might be for the readers. In this episode, we discuss the Budget, the backtracking over the state pension age rise, inflation, central bank policies and the incoming consumer duty regulations. Joining editor Simoney Kyriakou on this podcast are Amy Austin, news editor, and David Thorpe, investment editor and contributing editor for Asset Allocator.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 14 Apr 2023 - 18min - 296 - CPD: Running an efficient retirement advice business
Retirement income is a complex area to advise on, as clients have different ideas of what they want from their retirement. In this CPD podcast, in partnership with 7IM, we discuss how advisers can navigate the important area of retirement planning, what solutions are out there for them to streamline their business, and the role providers are playing to help advisers be the most efficient they can be.
Hosted on Acast. See acast.com/privacy for more information.
Wed, 05 Apr 2023 - 25min - 295 - The Consumer Duty Alliance and what it means for advisers
Amy Austin, news editor at FTAdviser speaks to Keith Richards, CEO of the Consumer Duty Alliance, Ian McKenna, chair of the CDA Tech Forum and Russell Facer, early Affiliate of the Alliance about how the new body will help advisers.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 31 Mar 2023 - 32min - 294 - Tax planning after Spring Budget
Earlier this month chancellor Jeremy Hunt unveiled his Spring Budget, containing a number of tax measures particularly in the pension space. In this episode of the FTAdviser In Focus podcast Nimesh Shah, CEO of Blick Rothenberg and Richard Stanley, partner at UHY Hacker Young, discuss what the statement will mean for advisers' tax planning.
Hosted on Acast. See acast.com/privacy for more information.
Mon, 27 Mar 2023 - 24min - 293 - Outlook and opportunities for fixed income investors
This edition of the FTAdviser podcast examines the outlook and opportunities for investors in fixed income markets.
Joining FTAdviser investment editor David Thorpe are Torcail Stewart, Strategic Bond fund manager at Baillie Gifford; Nathan Sweeney, deputy chief investment officer for multi-asset at Marlborough, and Tom Beckett, from the chief investment officer’s office at Canaccord Genuity.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 24 Mar 2023 - 26min - 292 - When is the right time to invest in private assets?
It is becoming increasingly easier for retail investors to access private assets as a result of evolving technology and regulation. So what do advisers need to understand about private assets investing? On this latest podcast, FTAdviser deputy features editor Ima Jackson-Obot is joined by Simon Doherty, head of MPS at Quilter Cheviot and Tim Boole, head of product management at Schroders to talk about the role private assets play in a portfolio and the type of investor they are suitable for.
The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Wed, 22 Mar 2023 - 21min - 291 - Budget pension shocks means 'admin headache' for IFAs
Chancellor Jeremy Hunt has given advisers an 'admin headache' by pulling a few pension surprises out of his hat in the 2023 Budget, guests tell FTAdviser news editor Amy Austin. On this latest podcast, Claire Trott, divisional director for retirement and holistic planning for St James's Place, and Tim Morris, IFA with Russell & Co, talk through the latest Budget changes and what these mean for financial advisers.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 17 Mar 2023 - 22min - 290 - 'Govt must continue VCT and EIS work'
In this episode of the FTAdviser In Focus podcast we look at the role of VCTs and EISs in today's retail investment landscape. The government has previously announced, though not yet confirmed, an extension to the tax rules governing the investments. Honouring that pledge is vital, according to our guests Sarah Barber, Kerry Baldwin and Jack Rose.
Hosted on Acast. See acast.com/privacy for more information.
Sun, 12 Mar 2023 - 30min - 289 - Risk and reward: Closing the wealth gap
This latest podcast by FTAdviser, in recognition of International Women's Day, aims to consider the way that women perceive investment risk and reward, and whether the traditional language employed and methods used by advisers and wealth managers works for women or whether there are some adaptations needed. On this podcast, hosted by editor Simoney Kyriakou, guests Louis Williams, head of psychology and behavioural insights at Dynamic Planner, and Sarah Ruggins, head of multi-asset research at St. James’s Place, provided an overview of the dichotomy that has been created over recent decades - namely that women are more financially independent than ever, but less financially resilient.
Hosted on Acast. See acast.com/privacy for more information.
Wed, 08 Mar 2023 - 22min - 288 - Investors should get ready for a post-recession bull run
After a year of volatility, rising inflation and predictions of recessions, many investors are starting to feel more optimistic as inflation slows down. But what does this mean for investors?
This week FTAdviser reporter Sally Hickey is joined by Ed Smith, co-chief investment officer at Rathbones, and Richard Clode, portfolio manager at Janus Henderson, to discuss the outlook.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 03 Mar 2023 - 28min - 287 - What IFAs can expect from FCA’s retirement advice review
Last month the Financial Conduct Authority announced it would be carrying out a thematic review into retirement income advice.
The regulator said that, given the wider range of retirement options available, it is "vital" consumers get good advice at the point they first access their pension savings and on an ongoing basis.
So what should advisers expect from this review? FTAdviser news editor Amy Austin talks to Toby Bentley, a financial adviser at Lathe & Co, and Tom McPhail, director of public affairs at the Lang Cat, to find out.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 24 Feb 2023 - 22min - 286 - From sports pro to financial adviser
This FTAdviser In Focus podcast discusses the career change from sports to financial advice. Sports careers typically take off early in life and don’t last a full working life, so it makes sense that sports stars are having to look for second careers. But why advice? What skills do they bring to the table and how can the industry attract more of them? We speak to ex footballer Tommie Hoban and rugby players Dave Lewis and Will Harries.
Hosted on Acast. See acast.com/privacy for more information.
Mon, 20 Feb 2023 - 33min - 285 - Investment case for FAANG stocks needs to be reconsidered
The past year has been a difficult one for tech stocks, and that includes the biggest tech stocks of all: the so-called FAANGs (Facebook, Amazon, Apple, Netflix and Google).
This week FTAdviser's David Thorpe is joined by Mark Hatwin, who runs the Gam Star Disruptive Growth fund, Richard Saldanha, who runs the Aviva Investors Global Equity Income fund, and David Coombs, head of multi-asset at Rathbones, to find out what the outlook is for tech stocks.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 17 Feb 2023 - 24min - 284 - What does the next generation of advisers expect from the profession?
In this episode of the FTAdviser In Focus podcast we discuss what the next generation of advisers expects from a career in financial advice, how were they introduced to advice, and what they look for in an employer. Adviser trainees Lauren Turner, Ben Mitson and Carl Naudo share their ideas.
Hosted on Acast. See acast.com/privacy for more information.
Mon, 13 Feb 2023 - 25min - 283 - What will simplified advice mean for the profession?
The FCA has set out proposals for simplified advice to make it cheaper and easier for firms to advise consumers about certain mainstream investments within stocks and shares Isas.
But will these proposals work, and which firms are likely to offer simplified advice?
This week FTAdviser news editor Amy Austin is joined by Prakash Chandramohan, strategic policy director at Tisa, Heather Hopkins, managing director of NextWealth, and Chet Velani, managing director of EV, to find out.
They discuss whether simplified advice will simply allow banks to push their Isa products, whether it is worthwhile for advisers to consider offering simplified advice, and what an adviser would have to do to make a success of it.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 10 Feb 2023 - 33min - 282 - What will the Edinburgh reforms mean for advisers?
In December, the chancellor Jeremy Hunt took a trip to Scotland and announced plans to cut or change swathes of financial services regulation as part of the so-called "Edinburgh reforms".
He put forward a list of 30 reforms - including some of the rules created after the 2008 financial crisis such as the senior managers regime and ring fencing - in a move Hunt said would allow the UK to "seize its Brexit freedoms".
So what will these reforms mean for financial advisers? This week FTAdviser deputy editor Damian Fantato is joined by Simon Harrington, head of public affairs at adviser trade body Pimfa, and Ben Blackett-Ord, executive chair of Bovill, to find out.
They discuss how the senior managers regime might be reforms, what Priips ought to be replaced with and what changes to the FCA's remit might mean in practice.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 03 Feb 2023 - 22min - 281 - What is likely to drive equity returns in 2023?
Most equity markets enjoyed a torrid 2022 but there are now signed inflation is peaking and most of the bad news may well be priced in. So what could 2023 have in store?
This week FTAdviser's David Thorpe is joined by Alex Illingworth, who runs the Artemis Global Select fund, Wayne Berry, investment director at RBC Brewin Dolphin, and Stephen Anness, head of global equities at Invesco, to find out.
They discuss what investors can learn from the turbulence on 2022, how to achieve diversification in the current climate, and the prospects for UK equities.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 27 Jan 2023 - 25min - 280 - Can value investing be sustainable?
Value investing is an investment philosophy whereby the investor buys assets that they believe to be undervalued by the market and thus have the potential to generate returns.
Over the last 12 months there has been a shift from growth to value: Surging inflation and commodity prices have been hugely beneficial for legacy companies in the oil and gas, and mining sectors as they have been able to take advantage of the global energy crisis and the switching on of demand post-Covid. An environment of rising interest rates is also helping value stocks to appear more valuable, as growth companies tend to have longer-term cash flow horizons; hence their valuations are affected more by rising rates.
So, with the increasing focus on sustainability can one be sustainable and a value investor at the same time?
Joining Ima Jackson-Obot, deputy features editor at FTAdviser, to discuss the topic are Roberta Barr, head of value team ESG - fund manager at Schroders, and Stuart Clark, WealthSelect portfolio manager at Quilter Investors.
The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Wed, 25 Jan 2023 - 25min - 279 - How to learn from Amazon's model
But what happens when the kingpin of big data and clever, tailored marketing to each of its consumers decides to take on financial services? The potential for Amazon to become a shop front for life insurance brokers or wealth managers has become clear in recent years. But while the regulatory niceties will need to be worked out, what do we make of the model that Amazon can offer in becoming a one-stop shop for clients? And what do we make of large entities in regulated financial services attempting to counter this potential threat by becoming all things to all people? Talking to FTAdviser editor Simoney Kyriakou on this podcast is Ian McKenna, founder of fintech consultancy F&TRC, and Hugo Bedford, chief executive of JM Finn.
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Fri, 20 Jan 2023 - 28min - 278 - Has RDR achieved its aims?
In this episode of the FTAdviser In Focus podcast we assess the Retail Distribution Review 10 years on. The RDR was implemented on 31.12. 2012, introducing a raft of measures to make the advice market more transparent and professional, in order to inspire consumer confidence and trust. But while professionalism has increased there have also been a fair few scandals. Square Mile's Scott Dakers and Morningstar's Martin Coyle assess whether the RDR has achieved the goals it was designed to achieve.
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Mon, 16 Jan 2023 - 25min - 277 - Where do the PFS and CII go from here?
The Chartered Insurance Institute's decision to appoint a majority of directors to the Personal Finance Society's board has triggered a chain of events which has led to resignations from the PFS and anger among its members.
But the events of the past few weeks have, in many ways, been the result of a chain of events going back several years.
This week, FTAdviser's deputy editor Damian Fantato is joined by Sarah Lord, immediate past president of the PFS, and adviser and academic Richard Bishop, to discuss how the two organisations got here, where they can go from here and what, if anything, advisers can do about it.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 13 Jan 2023 - 31min - 276 - What does 2023 have in store for advisers
Last year was eventful, to say the least, with the Ukraine war, the collapse of multiple UK governments, the "mini" Budget and the death of Queen Elizabeth.
Will 2023 be just as eventful? In the first episode of the year, FTAdviser deputy editor Damian Fantato is joined by reporters Sally Hickey, Jane Matthews, Sonia Rach and Ruby Hinchliffe to find out.
They discuss what the coming year might hold for investments, the mortgage market, regulation of the financial advice and platforms.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 06 Jan 2023 - 31min - 275 - What will 2023 hold for the buy-to-let sector?
The buy-to-let sector has been facing years of tax changes and reforms which, according to some, have made the sector increasingly unattractive.
In this week's episode of the FTAdviser podcast, reporter Jane Matthews catches up with Adele Forbes, managing director of West Yorkshire Money and Paul Holland, managing director of Henchurch Lane Financial Services to discuss the impact of this year's turbulent mortgage market and what 2023 might have in store for the buy-to-let sector.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 16 Dec 2022 - 21min - 274 - Are annuities making a comeback?
In 2022 annuity rates have climbed by 40-50 per cent - which is a 14-year high- with these rates boosted by soaring long-term gilt yields.
And in late September and early October there were some particularly sharp increases.- in part, be attributed to financial markets having less confidence in the government, following the “mini” Budget.
Amy Austin, news editor at FTAdviser speaks to Mark Ormston, director of propositions and corporate partnerships at Retirement Line and Emma Watkins, managing director of retirement and longstanding at Scottish Widows about the comeback of annuities.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 09 Dec 2022 - 21min - 273 - 2023 – Navigating Uncertainty
The war in Ukraine, inflation and slowing global growth have sparked uncertainty over the global economy. More than ever, investors will need to understand the drivers that will influence markets over the coming year. Listen to this podcast with John Mullins, PIMCO product strategist, to gain insight on the outlook for 2023 and how to approach specific asset classes. This content was paid for by PIMCO and produced in partnership with the Financial Times Commercial department.
Hosted on Acast. See acast.com/privacy for more information.
Wed, 07 Dec 2022 - 11min - 272 - State of the advice market 10 years after RDR
On this episode of the FTAdviser In Focus podcast we take a look at the state of the adviser market 10 years after the Retail Distribution Review. RDR saw many advisers leave the industry, and while the industry as a whole has become markedly more professional since, there are still not enough people entering to replace those about to leave. Discussing the threat of a capacity crunch are Rachael Fennessey, founder of Aspire Executive Search, Edward Grant, director of technical connection at St. James’s Place, and Amy Austin, news editor of FTAdviser.
Hosted on Acast. See acast.com/privacy for more information.
Mon, 05 Dec 2022 - 32min - 271 - David Ferguson on platform pricing and technology
In the latest FTAdviser podcast, reporter Ruby Hinchliffe speaks to David Ferguson, chief executive at white-label platform provider Seccl and founder of the Nucleus platform. He talks about platform pricing and the technology challenges facing platforms.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 02 Dec 2022 - 28min - 270 - Sadiq Khan on sustainable cities, finance – and COP
London mayor Sadiq Khan wants more power and financing for cities so they can deal with and find solutions to climate change. Cities, after all, are responsible for over two thirds of emissions and local administrations, says Khan, are seen as the “doers”, while national governments are the “delayers”.
He thinks that mayors should be part of the UN climate conference negotiations. In fact, COP27, which wrapped up in Sharm el-Sheikh this month, will be the last without cities at the table.
Does he have a point?
Hear what Khan told Sustainable Views and what our correspondent Philippa Nuttall makes of his green leadership for London as she talks to Silvia Pavoni, your host.
Read Philippa’s article on why cities struggle to go carbon neutral:
https://www.sustainableviews.com/why-cities-are-struggling-to-go-carbon-neutral/
Find out more about Sustainable Views, here:
https://www.sustainableviews.com
And request a free trial to access all our content, here:
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Wed, 30 Nov 2022 - 15min - 269 - What does the Autumn Statement mean for advisers?
Last week's Autumn Statement saw a whole host of tax thresholds either frozen or cut as chancellor Jeremy Hunt attempted to plug a fiscal black hole of about £55bn - but the triple lock was maintained, leading to the state pension's biggest ever increase.
FTAdviser deputy editor Damian Fantato is joined by Laura Suter, head of personal finance at AJ Bell, Tim Morris, independent financial adviser Russell & Co, and Alex Shields, chartered financial planner at The Private Office, to discuss the financial planning implications.
They discuss how the frozen tax thresholds give plenty of food for thought to those in retirement, how the cost of living is affecting financial planning and they discuss whether there was any good news in last week's Autumn Statement.
The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 25 Nov 2022 - 25min - 268 - What the Autumn Statement means for property and mortgages
Jeremy Hunt announced a raft of tax measures and spending cuts in his first Autumn Statement. This CPD podcast explores what the new government's Autumn Statement will mean for property sales, mortgage rates, and the advisers helping their clients secure a deal. It features mortgage advisers Aaron Forster, director at Create Finance, Riz Malik, director at R3 Mortgages, and Sofia Jones, managing director of Penny House.
Hosted on Acast. See acast.com/privacy for more information.
Wed, 23 Nov 2022 - 31min - 267 - How to understand volatility and its role in portfolios
It has been said there is no perfect inflation-proofing when it comes to portfolios, but what sort of measures can advisers and their clients take to help make sure the end goals can still be met despite all this certain uncertainty? Moreover, multi-asset managers have long extolled the virtues of diversification across geographies, asset classes and style exposures, but what sort of strategies can multi-asset managers and investment analysts put in place to help mitigate the effect of all this market movement? On this podcast, Sheldon MacDonald, chief investment officer of multi-asset for Malborough; Alena Kosava, head of investment research at AJ Bell; and Paras Anand, chief investment officer for Artemis, provide their top tips for advisers and their clients amid this economic uncertainty.
Hosted on Acast. See acast.com/privacy for more information.
Fri, 18 Nov 2022 - 30min
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